SWITCH TO THE FINANCE SUPER APP
M1 FINANCE VS. BETTERMENT
You’re building a better financial future, but does Betterment give you the power and flexibility you need? M1 Finance is a sleek, all-in-one financial platform packed with ways to push your dollar further, without sacrificing your control.

BORED WITH BETTERMENT?
No matter your experience level, M1 has the perfect solutions for the money-minded to invest, borrow, and spend—all with a sleek, intuitive platform. Sign up for M1 and see for yourself why the Finance Super App is a great Betterment alternative.
Flexible
Choose the stocks and ETFs you want in your portfolio.
EASY
Diversify easily with fractional shares.
POWERFUL
Schedule contributions and rebalance with one click.
SOPHISTICATED
Borrow against your investments.1
WITH M1 THERE’S NO COMPARISON
M1 provides greater automation, some of the lowest rates in the market and more ways to grow your wealth your way. Switch to M1 and get more power behind every dollar.
M1
Betterment
FULLY CUSTOMIZABLE INVESTING
M1 gives you tons of freedom and flexibility in how you invest. Choose from thousands of ETFs or individual stocks and fine-tune your investing strategy exactly how you want. Betterment only offers a limited selection of ETFs in portfolios they build for you, removing your control over your planning.
M1

Betterment

FREE INVESTING
M1 does not charge fees on your investing—why would we want to get in the way of your wealth building? Betterment charges 0.25% for their Digital offering and 0.40% for their Premium.
M1

Betterment

Betterment data is as of September 16, 2021.
The M1 Plus advantage
When you join M1, you’ll unlock more of everything with three months free of M1 Plus. You get extra perks, 1% cash back on purchases, our lowest Borrow rate, access to Smart Transfers, and more. Plus, our checking accounts offer 1.70% APY2 on your balance, so you can grow wealth even when it’s not invested. Betterment’s Cash Reserve offers just .3% APY.
There’s no commitment and you can cancel anytime. When it practically pays for itself, why would you?”

Recognized and celebrated
Hundreds of thousands of investors
SOPHISTICATED INVESTING
SIMPLE TOOLS
Thoughtful investing doesn’t work with thoughtless brokerages. Start enjoying more tools, lower rates, more power over your wealth—all on a sleek, intuitive platform. It’s free to download and start investing. Switch to M1 today.

- M1 Borrow available on margin accounts with a balance of at least $2,000. Not available for retirement and custodial accounts. Rates may vary.
- No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.