SWITCH TO THE FINANCE SUPER APP

M1 FINANCE VS. BETTERMENT

You’re building a better financial future, but does Betterment give you the power and flexibility you need? M1 Finance is a sleek, all-in-one financial platform packed with ways to push your dollar further, without sacrificing your control.

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BORED WITH BETTERMENT?

No matter your experience level, M1 has the perfect solutions for the money-minded to invest, borrow, and spend—all with a sleek, intuitive platform. Sign up for M1 and see for yourself why the Finance Super App is a great Betterment alternative. 

M1 options - Flexible

Flexible

Choose the stocks and ETFs you want in your portfolio.

M1 options - Flexible

EASY

Diversify easily with fractional shares.

M1 options - Flexible

POWERFUL

Schedule contributions and rebalance with one click.

M1 options - Flexible

SOPHISTICATED

Borrow against your investments.1

WITH M1 THERE’S NO COMPARISON

M1 provides greater automation, some of the lowest rates in the market and more ways to grow your wealth your way. Switch to M1 and get more power behind every dollar.

M1

Betterment


FULLY CUSTOMIZABLE INVESTING

M1 gives you tons of freedom and flexibility in how you invest. Choose from thousands of ETFs or individual stocks and fine-tune your investing strategy exactly how you want. Betterment only offers a limited selection of ETFs in portfolios they build for you, removing your control over your planning.

M1

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Betterment

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No individual stocks, limited ETFs

FREE INVESTING 

M1 does not charge fees on your investing—why would we want to get in the way of your wealth building? Betterment charges 0.25% for their Digital offering and 0.40% for their Premium.

M1

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Betterment

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Fees range from .25% – .40%

Betterment data is as of September 16, 2021. 

The M1 Plus advantage

When you join M1, you’ll unlock more of everything with three months free of M1 Plus. You get extra perks, 1% cash back on purchases, our lowest Borrow rate, access to Smart Transfers, and more. Plus, our checking accounts offer 1.70% APY2 on your balance, so you can grow wealth even when it’s not invested. Betterment’s Cash Reserve offers just .3% APY.

There’s no commitment and you can cancel anytime. When it practically pays for itself, why would you?”

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Recognized and celebrated

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Hundreds of thousands of investors

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35,000+
5-star reviews

(App Store and Google Play)

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Best for sophisticated investors

(Investopedia, 2022)

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One of the best robo-advisors

(Money, 2021)

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Best free trading platform in 2021

(Yahoo, 2021)

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Best for investing and banking in one

(The Ascent, 2021)

SOPHISTICATED INVESTING
SIMPLE TOOLS

Thoughtful investing doesn’t work with thoughtless brokerages. Start enjoying more tools, lower rates, more power over your wealth—all on a sleek, intuitive platform. It’s free to download and start investing. Switch to M1 today.

M1 Invest tab in front of the M1 borrow tab and M1 transactions tab with lower half of tabs cutoff
  1. M1 Borrow available on margin accounts with a balance of at least $2,000. Not available for retirement and custodial accounts. Rates may vary.
  2. No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.