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Long-term mindset

5 Investing Choices for a Volatile Market

5 Investing Choices for a Volatile Market

January 25, 2023January 25, 2023 Investing

Try to avoid impulsive decisions governed by emotions and instead focus on investing strengths and weaknesses, changing opportunities and long-term goals.

10 things wealthy clients are doing with their money (and how they do it on M1)

10 things wealthy clients are doing with their money (and how they do it on M1)

December 9, 2022December 9, 2022 Insights

Personal finance is just that – personal – but the goals remain the same: To protect and grow your wealth. It’s also a journey of…

Automating your finances to build long-term wealth

Automating your finances to build long-term wealth

October 6, 2022October 6, 2022 Investing

Automating your finances is one of the best ways to build long-term wealth. Learn how to create your own recurring investment schedules here.

Your mindset doesn’t have to mirror the market

Your mindset doesn’t have to mirror the market

August 8, 2022August 8, 2022 Insights

Financial anxiety can impact anyone. To help ease anxiety and reframe a negative mindset, try these five tips to see a new perspective.

A smart investor’s guide to systems thinking

A smart investor’s guide to systems thinking

October 22, 2020April 29, 2022 Wellness

Systems thinking champions are everywhere. They include brilliant consultants, TED speakers, AI pioneers, and public policy leaders. And no wonder: Systems thinking is consistent and…

How are we dealing with this period of uncertainty?

How are we dealing with this period of uncertainty?

March 18, 2020March 30, 2022 M1

I hope everyone is staying safe as we all deal with coronavirus. We’re obviously living through an unprecedented time, which brings a lot of uncertainty….

Market gyrations + E*TRADE ownership changes + Robinhood outage got you rattled? We understand

Market gyrations + E*TRADE ownership changes + Robinhood outage got you rattled? We understand

March 6, 2020March 30, 2022 Insights

It’s been a pretty crazy couple of weeks for investors in the markets and for some of our brokerage peers. If all this has you a little rattled, we understand, and we’re here to offer our perspective.

How to think about this past week’s choppy market

How to think about this past week’s choppy market

March 3, 2020July 1, 2022 Insights

The coronavirus has been headline news for a few weeks now. I was on the blue line train this morning headed to work in Chicago…

Panicked Selling? Not from where we sit. In fact, it’s the exact opposite.

Panicked Selling? Not from where we sit. In fact, it’s the exact opposite.

February 28, 2020March 30, 2022 Investing

The market has been going down the last few days, but what does our data show? Take a look at how M1 investors are approaching the recent down days.

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M1 is a technology company offering a range of financial products and services. "M1" refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC. 

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All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

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  • Home
  • Invest
    • Flexible, customizable,
      and automated.
      Intelligently invest your way, commission-free.

      Brokerage accounts

      Individual

      Joint

      Custodial

      Retirement Accounts

      Traditional IRA

      Roth IRA

      SEP IRA

      Other accounts

      Crypto

      Trust

      More about investing at M1

      Transfer investments to M1

      How M1 Pies work

      Automate your investing

      Borrow against your account

      Account safeguarding

  • Borrow
    • Borrow against your qualifying investments or from us with low rates for qualified borrowers.

      Portfolio lines of credit

      Margin Loans

      Loans

      Personal Loans

      More about Margin Loans at M1

      What’s a margin loan?

      What can you use one for?

      M1 Plus lowers your interest rate

      Maintenance calls

      Margin loans differ from personal loans

      More about Personal Loans at M1

      Personal loan eligibility

      Does applying for a personal loan affect my credit?

      When will I receive my funds?

      M1 Plus lowers your APR

  • Spend
    • Maximize everyday finances with high-yield bank accounts and tiered credit card rewards.

      Checking

      M1 Spend

      Credit

      Owner’s Rewards Card

      More about everyday finances with M1

      Automate your transfers

      Higher yields with M1 Plus

      What are Owner’s Rewards?

      Account safeguarding

      More about credit at M1

      What are Owner’s Rewards?

      Higher cash back with M1 Plus

  • Save
    • An FDIC-insured savings account with industry leading 4.50% APY*.

      Savings

      High-Yield Savings Account

      More about High-Yield Savings Accounts with M1

      Higher yields with M1 Plus

      Account safeguarding

      Savings FAQs

  • Plus
    • Membership
  • Resources
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    • Contact Us
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  • About
    • Our Mission
    • Our Team
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