M1 has helped me save for retirement, manage my cash balance more effectively, and has given me peace of mind knowing that I’m making good financial decisions.
– Eric H.
This promotion has expired. Check out our other offers. Learn more →
M1 has helped me save for retirement, manage my cash balance more effectively, and has given me peace of mind knowing that I’m making good financial decisions.
– Eric H.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
Setting up your transfer takes just 4 minutes and could earn you up to $5,000. Over $1,000 a minute? That’s not bad. Here’s how:
To earn our big-time Invest bonus, complete your transfer before February 18, 2022.
M1 makes you feel empowered and knowledgeable about where your money is going.
– Brenda O.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
Transfer your investments and we’ll help you automate your strategies—giving you more time to focus on the rest of your resolutions. Plus, see how much you could earn:
$50,000 – $499,999.99
$500
$500,000 – $999,999.99
$1,000
$1,000,000 – $1,999,999.99
$2,500
$2,000,000 – $4,999,999.99
$4,000
$5,000,000 +
$5,000
Here’s a tip, you don’t need to transfer it all at once! As long as your total transfers before February 18 hit the mark, you’ll get your Invest bonus. Expect payment on August 18, 2022.
More than 20,000 savvy investors have upgraded to M1 from places like Vanguard, Fidelity, and TD Ameritrade. See for yourself why they call M1 the Finance Super App.
I recommend M1 for its intuitive design that makes investing feel not scary. M1 helped me branch out from using brokers who decided everything for me.
– Kyle B.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
M1 provides greater automation, better checking, lower margin rates, and more chances to keep doing more of what you want.
Vanguard
Schwab
Fidelity
Robinhood
AUTOMATION
Dynamic Rebalancing, investing schedules, Smart Transfers
Vanguard
No
Schwab
Only available with Intelligent Portfolios®
Fidelity
Only available with hybrid robo advisor
Robinhood
Only investing schedules
FRACTIONAL SHARES
Yes, on stocks and ETFs
Vanguard
No
Schwab
Yes, only on S&P 500 stocks®
Fidelity
Yes, only available on mobile app
Robinhood
Yes, on stocks and ETFs
MARGIN RATES
Vanguard
4.75 — 8.5%
Schwab
6.575 – 8.325%
Fidelity
4 — 8.325%
Robinhood
$5/month + 2.5%
DIGITAL BANKING
Vanguard
No
Schwab
Yes, 0.03% APY
Fidelity
Yes, 0% APY
Robinhood
Yes, 0.3% APY
FEES
Free, M1 Plus is $125/year
Vanguard
Free, but some options carry fees
Schwab
Free, but some options carry fees
Fidelity
Free, but some options carry fees
Robinhood
Free, but some options carry fees
M1 rates are current as of November, 2021. Information on competing brokerages was accessed from each brokerage’s website in March, 2021.
From January 5, 2022 through February 18, 2022, transfer a brokerage or retirement account to M1 and earn up to $5,000. Here’s how to get started:
Beginning on January 5, 2022 through February 18, 2022 (the “Promotion Period”) this promotional offer is only valid for M1 customers who complete an Automated Customer Account Transfer Service (“ACATS”) of at least $50,000 in aggregate during the Promotion Period (the “Q1 Promotion”). The appropriate M1 account must receive instructions to complete an ACATS prior to expiry of the Promotion Period. Any unsuccessful ACATS will be deemed ineligible. This offer is non-transferable, and not valid with any of the following: (i) internal transfers, (ii) ACH deposits (bank transfers), (iii) wire transfers, (iv) direct 401(k) rollovers, or (v) any customer having previously participated in a M1 ACATS transfer promotion and subsequently transferred any of the then-transferred account value externally to a third party or internally to any other M1 services (e.g., M1 Spend).
Cryptocurrency is not eligible for ACATS. Additionally, any security transferred via ACATS that is not traded by M1 will be liquidated, including but not limited to Mutual Funds and Over-The-Counter securities.
If you satisfy the aforementioned conditions, M1 will make a one-time deposit into the cash balance of your M1 taxable investment account equal to the applicable Promotional Credit1 based on the aggregate Transfer Account Value2 (see table below) on August 18, 2022 (the “Payout Date”), however, the following accounts are ineligible to receive any Promotional Credit: any retirement, custodial or trust accounts. The “Transfer Account Value” is determined as the current market value of all holdings and cash transferred during this Promotion Period, in aggregate, on the day the transfer is completed to the qualifying account which must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading, market volatility or margin debit balances) at time of the Payout Date. Reallocation of any Transfer Account Value funds transferred for this Q1 Promotion either externally, or internally to any other M1 services (e.g., M1 Spend), prior to the Payout Date will disqualify you from the Q1 Promotion. The Promotion Credit deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. M1 Finance may charge the account for the cost of the offer at its sole discretion.
M1 reserves the right to restrict or revoke this offer at any time. This is not an offer or solicitation in any jurisdiction where we are not authorized to do business.
ACATS Transfer Promo
Account Value2 | Promotional Credit1 ($) |
---|---|
$50,000 – $499,999.99 | $500 |
$500,000 – $999,999.99 | $1,000 |
$1,000,000 – $1,999,999.99 | $2,500 |
$2,000,000 – $4,999,999.99 | $4,000 |
$5,000,000+ | $5,000 |
Any Promotional Credits will not be applied for any transfer which has completed retroactively.
This Q1 Promotion is independent from the M1 Referral Promotion available to you at any given time, but you are expressly prohibited from qualifying for or combining this Q1 Promotion with either the “M1 Deposit $1,000, Get $30” promotion or any other ACATS promotion during this Promotion Period, if any.
This promotion is not valid with any other offers and is non-transferrable. Offer available only to individuals who are 18 years or older and are legal U.S. Residents. M1 reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of the M1 Terms of Use or Account Agreement have been violated. This offer is not valid if the name on the M1 account is different than the name on the outside brokerage account requested for the ACATs.
General Conditions: By participating in this Q1 Promotion, you agree to release, discharge, indemnify, and hold harmless, M1, its affiliates, retailers, and advertising and promotion agencies, and all of their respective officers, directors, members, managers, partners, and employees from any liability or damages that may arise out of participation in this Q1 Promotion or out of acceptance, use, misuse or possession of the cash deposit attained through this promotion. All applicable federal, state, and local laws and regulations apply.
Taxes related to M1 promotional offers are your responsibility. All promotional items and cash received during the calendar year will be included on your consolidated Form 1099. You are encouraged to consult a legal or tax advisor for the most recent changes to the U.S. tax code and for rollover eligibility rules.
Your Personal Information: Personal information collected in connection with this offer will be used in accordance with M1’s Privacy Policy.
This promotion expires at 11:59pm ET on February 18, 2022. M1 is the sole timekeeper of this promotion.