Ryan Scribner | M1 

M1 is an all-in-one personal finance platform that helps you build long-term wealth, your way.

Mockup of Ryan Scribner YouTube channel with M1 Portfolio product.

Automated, commission-free investing Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures, and ADR fees. For a complete list of fees, visit m1.com/legal/disclosures/misc-fees/.

• Buy as little as $1 worth of a security If you choose to transfer your account to another broker-dealer, only the full shares are guaranteed to transfer. Fractional shares may need to be liquidated and transferred as cash to fine-tune your strategy. 

• Build a custom portfolio of stocks and ETFs or select one that’s pre-made. 

• Seamlessly manage multiple accounts in one app, including crypto

More about invest →

More tools for long-term growth

Margin Loans from 6.50%–8.00%1

Because every dollar you Borrow against your iBorrow against your investments without extra paperwork. Access funds in minutes and pay back at your own pace. 

More about Margin Loans →

Owner’s Rewards Card by M1

Earn and reinvest cash back2 with the Owner’s Rewards Card. Get standard rewards of 1.5%, or earn 1.5-10% with M1 Plus.

More about Credit →

M1 Plus

M1 Plus is a premium membership that gives you access to exclusive features and rates across the platform, like 3.30% APY checking.3 




More about Plus →

Recognized and Celebrated

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1.9 million users and 5.9 billion AUM as of August 16, 2022

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50,000+ 5-star reviews

(App Store4 and Google Play5)

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Best for sophisticated investors

(Investopedia, 2022)

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One of the best robo-advisors

(Money, 2021)

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Best free trading platform

(Yahoo, 2021)

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Best for investing and banking in one

(The Ascent, 2021)

Account protection
with peace of mind

SiPC

Member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.

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M1 Spend checking accounts may be insured up to $250,000 by FDIC insurance.

We are a technology-first company that utilizes the latest in information security.

Sign up and fund your account today.

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1 M1 Margin Loans available on margin accounts with a balanM1 Borrow available on margin accounts with a balance of at least $2,000. Not available for retirement and custodial accounts. Rates may vary.

2 The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Review Cardholder Agreement and Rewards Terms for more details. 1.5% – 10% Owner’s Rewards cash back earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Cash back rates of 2.5% – 10% require an active M1 Plus subscription (billed at $125 annually).

3 No minimum balance to open account or to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary. show less 

4 Source: https://apps.apple.com/us/app/m1-finance/id1071915644  

5 Source: https://play.google.com/store/apps/details?id=com.m1finance.android&hl=en_US&gl=US

6 Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures, and ADR fees. For a complete list of fees, visit m1.com/legal/disclosures/misc-fees/.