Ryan Scribner | M1
M1 is an all-in-one personal finance platform that helps you build long-term wealth, your way.
Automated, commission-free investing
Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures, and ADR fees. For a complete list of fees, visit m1.com/legal/disclosures/misc-fees/.
• Buy as little as $1 worth of a security
If you choose to transfer your account to another broker-dealer, only the full shares are guaranteed to transfer. Fractional shares may need to be liquidated and transferred as cash
to fine-tune your strategy.
• Build a custom portfolio of stocks and ETFs or select one that’s pre-made.
• Seamlessly manage multiple accounts in one app, including crypto.
More tools for long-term growth
Margin Loans from 6.50%–8.00%1
Because every dollar you Borrow against your iBorrow against your investments without extra paperwork. Access funds in minutes and pay back at your own pace.
Owner’s Rewards Card by M1
Earn and reinvest cash back2 with the Owner’s Rewards Card. Get standard rewards of 1.5%, or earn 1.5-10% with M1 Plus.
M1 Plus
M1 Plus is a premium membership that gives you access to exclusive features and rates across the platform, like 3.30% APY checking.3
Recognized and Celebrated
1.9 million users and 5.9 billion AUM as of August 16, 2022
Account protection
with peace of mind
Member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.
M1 Spend checking accounts may be insured up to $250,000 by FDIC insurance.
We are a technology-first company that utilizes the latest in information security.
1 M1 Margin Loans available on margin accounts with a balanM1 Borrow available on margin accounts with a balance of at least $2,000. Not available for retirement and custodial accounts. Rates may vary.
2 The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Review Cardholder Agreement and Rewards Terms for more details. 1.5% – 10% Owner’s Rewards cash back earned on eligible purchases subject to a maximum of $200 cash back per calendar month. Cash back rates of 2.5% – 10% require an active M1 Plus subscription (billed at $125 annually).
3 No minimum balance to open account or to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary. show less
4 Source: https://apps.apple.com/us/app/m1-finance/id1071915644
5 Source: https://play.google.com/store/apps/details?id=com.m1finance.android&hl=en_US&gl=US
6 Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures, and ADR fees. For a complete list of fees, visit m1.com/legal/disclosures/misc-fees/.