Welcome to M1

Get up to $500
in your new Brokerage Account

We’re rolling out the green carpet just for you. Sign up, make a deposit within 14 days, and get a big cash reward as our welcome to you.

Promotional terms and conditions apply.


Make a deposit, get a bonus

Deposit $10,000 or more within two weeks of opening your new M1 Brokerage Account and get a cash bonus of $75 – $500 deposited to that account.

Keep an eye out for your bonus payout on July 14, 2023.



Wealth-building for today’s long-term investors

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Fewer fees

Because every dollar you don’t pay in management fees is one you can invest in yourself.

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Smarter tools

Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.

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Wiser strategies

Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.


“I love the integration between Spend, Borrow, and Invest. The app format and ability to see your entire portfolio at a glance is unlike any brokerage I have used.”
Andy J.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.

Recognized and celebrated

Hundreds of thousands trust us with Information as of September 21, 2022

$5.5 billion AUM

Over 50,000

5-star reviews1 2

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Best for sophisticated investors 
(Investopedia, 2022)

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One of the best robo-advisors 
(Money, 2021)

Yahoo! logo

Best free trading platform 
(Yahoo, 2021)

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Best for investing and banking in one (The Ascent, 2021)

Total control. Total automation.

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M1 Seed Fund Tiered Promotion  

TERMS AND CONDITIONS 

The Promotion

Starting from November 10, 2022 through December 31, 2022 (the “Promotion Period”), all new users who have never registered for an M1 user account and meet the eligibility requirements described below will be eligible to receive a one-time cash reward deposited into your newly opened M1 taxable invest account (the “Promotion”). As further described below, you will be eligible for this Promotion when you deposit, in aggregate, at least $10,000 via automated clearing house (“ACH”) deposits within the first fourteen (14) calendar days of New User Sign-up Date. You can make these deposits on any day within the fourteen-day time frame, so long as the total aggregate deposited amount is at least $10,000. 

This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms and Eligibility”). 

Promotion Terms and Eligibility

To be eligible for this Promotion, and during the Promotion Period, you must (1) have never registered for an M1 user account; (2) have successfully opened an M1 investment account; (3) have not used a new account opening referral link to open an M1 account; AND (4) have made an aggregate deposit of at least $10,000 via ACH to an M1 taxable investment account within the first fourteen (14) calendar days of New User Sign-up Date. “New User Sign-up Date” shall mean the first day you submit a valid email and password to create a user login at M1. If you satisfy the above conditions, M1 will make a one-time deposit into the cash balance of your M1 taxable investment account in accordance with Table 1 below (the following accounts are ineligible to receive any promotional deposit: any retirement, custodial or trust). 

You are only eligible to receive one Promotional Credit1 under this Promotion. The applicable Promotional Credit1 will be deposited into your M1 investment account on July 14, 2023 (the “Pay-out Date”) provided that you satisfy the conditions stated herein. The Promotional Credit1 deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. The total aggregate Deposited Value2 made to an M1 taxable investment account within the first fourteen (14) calendar days of New User Sign-up Date must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading, market volatility or margin debit balances) until the Pay-out Date. Reallocation of any funds transferred externally, or internally to any other M1 services (e.g., M1 Spend), prior to the Pay-out Date will disqualify you from this Promotion. M1 reserves the right to revoke the Promotional Credit1 cash deposit if the total aggregate transferred Deposited Value2 is not retained in your M1 taxable investment account until the Pay-out Date. 

Deposited Value2Promotional Credit1 
$10,000 – $29,999.99$75
$30,000 – $49,999.99$150
$50,000 – $99,999.99$250
$1,000,000+$500

The entire Deposited Value2 must be made in cash via an ACH deposit into a taxable M1 investment account and not part of any Automated Customer Account Transfers Service (“ACATS”). A deposit into an M1 retirement account or a direct 401(k) rollover is not eligible for this Promotion. Additionally, cryptocurrency is not eligible for this Promotion. 

This Promotion is independent from, and in addition to, your potential participation in the M1 ACATS Promotion available to you at any given time. However, if you have already received a cash bonus pursuant to the terms of the M1 Referral Promotion for new accounts, you are expressly ineligible for this Promotion and you will not receive any cash rewards pursuant to these Promotion Terms. 

Other Information

This Promotion is not valid with any other offers and is non-transferrable. Offer is available only to legal U.S. Residents. M1 reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of these Promotion Terms, the M1 Terms of Use or Account Agreement have been violated. The value of any Promotional Credit1 is a cash reward and may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of such reward and should consult your tax advisor if you have questions about the tax treatment of such reward. 

ACH transfer links can be done on M1’s platform by connecting your outside banking institution, Plaid, or micro-deposit. M1 will attempt to offer the ability to link or fund a customer’s account with as many financial institutions as possible, however M1 cannot guarantee customer’s ability to link their M1 account with all financial institutions. 

This Promotion expires at 11:59pm ET on December 31, 2022. M1 is the sole timekeeper of this Promotion.