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M1 Finance vs. TD Ameritrade
You’re building a better financial future, but does TD Ameritrade give you the power and flexibility you need? M1 Finance gives you more tools and more perks on your wealth building journey, so you can build your future your way.

TIRED OF TD AMERITRADE?
You deserve a better way to manage your money. M1 makes it easier and quicker to invest, borrow, and spend your hard-earned wealth exactly how you want—all with a sleek, modern platform. Sign up and see why M1 is a better TD Ameritrade alternative.
Flexible
Choose the stocks and ETFs you want in your portfolio.
EASY
Diversify easily with fractional shares.
POWERFUL
Schedule contributions and rebalance with one click.
SOPHISTICATED
Borrow against your investments.1
WITH M1 THERE’S NO COMPARISON
M1 provides greater automation, some of the lowest rates in the market and more ways to grow your wealth your way. Switch to M1 and get more power behind every dollar.
M1
TD Ameritrade
STRONGER AUTOMATION
From one-click rebalancing, to scheduling your contributions, to automatically paying back your outstanding Borrow loans, M1 has the tools you need. Better still? These tools are always free. With TD, automatic rebalancing is only available with their robo-advisor service which has a 0.3% fee.
M1

TD Ameritrade

(with 0.3% robo-advisory fee)
FLEXIBLE INVESTING
Whether you’re crafting your own strategy or using our pre-build Expert Pies, M1 gives you more features with no fees. TD Ameritrade’s “Essential Portfolios” include a fee of .3% and a minimum $5,000 investment, and their free accounts have no automatic rebalancing.
M1

TD Ameritrade

(with 0.3% robo-advisory fee and $5K minimum)
FRACTIONAL SHARES
TD Ameritrade lacks access to fractional shares—M1 has no such limit. Diversify your portfolio with ease and invest every dollar according to your unique strategy.
M1

TD Ameritrade

FREE DIGITAL CHECKING
M1 offers free digital checking with no minimum balance, and your account is fully integrated into everything M1. With M1 Plus, you get 1.70%APY on your balance. It’s $125 a year, but your first three months is free. TD Ameritrade has no checking accounts available.
M1

TD Ameritrade

TD Ameritrade data is as of September 15, 2021.
The M1 Plus advantage
When you join M1, you’ll unlock more of everything with three months free of M1 Plus. You get extra perks, 1% cash back on purchases, our lowest Borrow rate, access to Smart Transfers, and more. Plus, our checking accounts offer 1.70% APY2 on your balance, so you can grow wealth even when it’s not invested.
There’s no commitment and you can cancel anytime. When it practically pays for itself, why would you?

Recognized and celebrated
Hundreds of thousands of investors
SOPHISTICATED INVESTING
SIMPLE TOOLS
Thoughtful investing doesn’t work with thoughtless brokerages. Start enjoying more tools, lower rates, more power over your wealth—all on a sleek, intuitive platform. It’s free to download and start investing. Switch to M1 today.

- M1 Borrow available on margin accounts with a balance of at least $2,000. Not available for retirement and custodial accounts. Rates may vary.
- No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.