M1 MARGIN EXCLUSIVE

6.25%

Get a 1% rate reduction for a year on margin balances over $25,000 (standard rate: 7.25%)

Join M1

New clients only. Terms & conditions apply, see details.

Annual interest on $100k

$6,250

Schwab

$12,075

Vanguard

$12,250

E*Trade

$12,700

Fidelity

$12,075

Rates according to competitor sites as of August 2024.

Manage your
margin with ease

• Borrow up to 50% of your portfolio’s value
• Invest using margin with one tap
• Increase exposure in the market
• Get liquidity without selling
• Margin interest may be tax deductible*

Borrow for less

While margin can amplify your gains, it can also magnify your losses and is not suitable for all investors. Please assess your financial circumstances and risk tolerance before trading on margin.

Details you should know

  • Promotional rate: 6.25% (a 1% discount over the standard rate)
  • Minimum margin balance: $25,000 (receive the promotional rate each day
    you maintain this margin balance or higher)
  • Promotional term: 1 year

Be your own investment manager

M1 helps make managing your investments a breeze. See your portfolio as a Pie, set your targets, and automate trades, commission-free. And you’ll save on advisory and management fees, because you’re the one in charge.

1 M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not all securities are available for M1 Margin Loans and the amount that may be borrowed against a security is subject to change without notice. Available margin amount(s) of M1 Margin Loans may require greater than $2,000 per Brokerage Account. Not available for Retirement and Custodial accounts. Margin rates may vary.