My favorite thing about M1 is the Pie: it’s very easy to see an overview of my entire portfolio.
– Joy W.
Manage your money with ease
M1: The Finance Super App™
Invest, borrow, and spend on one intuitive platform. Customize your strategies, automate the big picture, and let The Finance Super App®️ take care of the day-to-day—commission-free.
Tools for the modern investor
Borrow
Access a flexible line of credit with a few taps at just 4.25% interest. 2.75% with Plus. 
Spend: Credit
Earn up to 10% cash back with the
Owner’s Rewards Card: the credit card for investors.
M1. Yours To Build.®
Our philosophy for long-term wealth
Fewer fees
Because every dollar you don’t pay in management fees is one you can invest in yourself.
Smarter tools
Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.
Wiser strategies
Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.
Up to 10% cash back credit card
Apply and use the Owner’s Rewards Card by
M1 as an M1 Plus member and we’ll waive the
annual credit card fee. Earn 1.5%-10% back at
huge brands.
2.75% loans through M1 Borrow
Borrow on margin at our lowest rate, and one of the lowest on the market.
1% APY Checking
Earn 33x the national average APY for a
checking account. That’s more in 2 weeks than a
year at a big bank.
Custodial accounts
Build long-term wealth for the next generation.
M1 Plus: Add more to your M1
Exclusive features and rewards that help you earn more, access more and receive more perks and discounts.
Your first year is free (a $125 value). There’s no catch, and it only takes a moment to sign up.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
Recognized and celebrated
Hundreds of thousands of investors
Total control, total automation
for your wealth today and tomorrow.
