M1: The Finance Super App™
Invest, borrow, and spend on one intuitive platform. Customize your strategies, automate the big picture, and let The Finance Super App® take care of the day-to-day—commission-free.
Modern tools to help you build your wealth
Our philosophy for long-term investing
Fewer Fees
Because every dollar you don’t pay in management fees is one you can invest in yourself.
Smarter Tools
Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.
Wiser strategies
Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.
Add more to your M1
Exclusive features and rewards that help you potentially earn more, access more, and receive more perks and discounts.
Your first three months are free.7 There’s no catch, and it only takes a moment to sign up.
3.5% loans through M1 Borrow3
Borrow on margin at our lowest rate, and one of the lowest on the market.
Custodial accounts
Build long-term wealth for the next generation.
Account protection
with peace of mind
Member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.
M1 Spend checking accounts may be insured up to $250,000 by FDIC insurance.
We are a technology-first company that utilizes the latest in information security.
Recognized and Celebrated
Hundreds of thousands of investors
1 Source: https://apps.apple.com/us/app/m1-finance/id1071915644
2 Source: https://play.google.com/store/apps/details?id=com.m1finance.android&hl=en_US&gl=US
3 M1 Borrow available on margin accounts with a balance of at least $2,000. Not available for retirement and custodial accounts. Rates may vary.
4 No minimum balance to open account or to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary. National average is 0.03% APY as of June, 2022. Obtained from the FDIC.
5 1.5%-10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month.
6 The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC. Review Cardholder Agreement for more details. 1.5%-10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month.
7 Your free trial (a $31.25 value) begins the date you enroll in the M1 Plus subscription, and ends 90 days after (Free Trial). Upon expiry of the Free Trial, your account is automatically billed an annual subscription fee of $125.00 unless you cancel under your Membership details in the M1 Platform.