M1 TRUSTS

Leave your investments to the ones you love

You’ve spent years building it. Make sure to share it with the ones you love. Manage your trust on M1 to automate the tedious parts of investing—and focus on enjoying life with the ones you love.

Get started

Supported 
trusts on M1

M1 supports both revocable and irrevocable trusts that are authorized to invest in stocks. The trust must be a U.S. domestic trust and be in good legal standing. The minimum account value for Trust Accounts is $5,000. 

Revocable trusts

The grantor or originator maintains control of the trust until their passing. Only after death do the assets transfer to the beneficiaries.

Irrevocable trusts

This type of trust can offer protection from future creditors, but the originator tends to have less control.

The benefits 
of establishing a trust

“>Protect your wealth
A properly constructed trust can help protect your legacy from financial complications, such as creditors, mismanagement, and estate taxes.

“>Stay on top of estate planning
Trusts can help direct how your estate will be handled after your death, including reducing estate taxes and preventing probate.

“>Manage assets for loved ones
A trust can be used to financially plan for loved ones who cannot manage their assets by themselves due to a medical condition.

“>Maintain privacy
During probate, the state typically settles all affairs publicly. But a trust can help prevent your assets from becoming public in the event of your passing. 

Set it up, then sit back

1

Establish your trust

Most trusts are set up with help from your estate planning/family attorney.

2

Open your M1 account

If you don’t have one already, you’ll need to sign up to get started.

3

Complete all forms

Have your trust agreement on hand while completing your paperwork

4

Start investing

Once your Trust Account is established, build a portfolio and automate the rest.

Your M1 Trust questions, answered

Go to Help Center

You’ll need to share your trust agreement, basic contact information, DOB, SSN, employment information and Tax ID for the trust.

A trust typically requires the help of a lawyer to establish. It can include stocks, funds and ETFs, plus any additional assets you want to pass on, such as property, real estate, or businesses.

Meanwhile, a Custodial Account does not require a lawyer to establish. It can contain stocks, funds and ETFs that are entrusted to a minor after they come of age.

A living trust is a legal arrangement you can establish during your lifetime to protect your assets and direct their distribution after death. M1 supports both revocable and irrevocable living trusts.

In addition to a portfolio of stocks, funds and ETFs that can be held at M1, a trust can also contain property, real estate, cash, businesses, and other assets. With a trust, you can define how and when the assets are distributed.

While it is possible to establish a trust without legal assistance, substantial legal knowledge is necessary. Establishing a trust can become more complicated in proportion to the estate in question.


M1 and its affiliates do not provide tax, legal, or accounting advice. This material has been prepared for informational purposes only. It is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.


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