Earn big with Owner’s Rewards brands
Cardholders earn more when shopping with these popular brands—including 2.5%, 5%, and 10% cash back. Plus, 1.5% cash back on everything else.1
Your Pie could get a whole lot sweeter
Whether it’s everyday purchases, favorite subscriptions, or the occasional splurge, M1 clients earn more when using the Owner’s Rewards Card by M1. Then, you can automatically reinvest earnings in your Pie for long-term impact.
10% cash back
![Adobe](/wp-content/uploads/2021/08/OR-logos-10_adobe-1024x615.png)
![AMC Theaters](/wp-content/uploads/2021/08/OR-logos-10_amc-1024x615.png)
![Netflix Logo](https://m1.com/wp-content/uploads/2021/08/OR-logos-10_netflix-1024x615.png)
![Spotify Logo](https://m1.com/wp-content/uploads/2021/08/OR-logos-10_spotify-1024x615.png)
5% CASH BACK
![Chewy Logo](https://m1.com/wp-content/uploads/2021/08/OR-logos-10_chewy-1024x615.png)
![](https://m1.com/wp-content/uploads/2024/04/OR-logos-5_portillos-1024x615-1.png)
![Chipotle Logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_5-Delta-copy-1024x615.png)
![](https://m1.com/wp-content/uploads/2024/04/OR-logos-5_shakeshack-1024x615-1.png)
![Dominos Logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_5-dominos-1024x615.png)
![Starbucks Logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_5-starbucks-1024x615.png)
![Mcdonald's logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-mcdonalds-1024x615.png)
2.5% CASH BACK
![Apple](/wp-content/uploads/2021/08/OR-logos_2.5-apple-1024x615.png)
![Exxon logo](https://m1.com/wp-content/uploads/2022/03/OR-logos_5-Exxon-1024x615.png)
![Target logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-target-1024x615.png)
![Walgreens logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-walgreens-1024x615.png)
![BP logo](https://m1.com/wp-content/uploads/2022/03/OR-logos_5-BP-1024x615.png)
![Home Depot logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-homedepot-1024x615.png)
![](https://m1.com/wp-content/uploads/2024/04/OR-logos-25_sweetgreen-1024x615-1.png)
![Chevron logo](https://m1.com/wp-content/uploads/2022/03/OR-logos_5-Chevron-1024x615.png)
![Lowe's logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-lowes-1024x615.png)
![Uber logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-uber-1024x615.png)
![Doordash logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-doordash-1024x615.png)
![Lyft logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-lyft-1024x615.png)
![Uber Eats logo](https://m1.com/wp-content/uploads/2021/08/OR-logos_2.5-ubereats-1024x615.png)
Get 1.5% cash back on everything else
All cash back rewards earned on eligible purchases are subject to a maximum of $200 cash back per calendar month.
12.5% – 10% Owner’s Rewards cash back is earned on qualifying purchases based on M1’s rewards tiers that can be found here. All Standard Reward purchases receive 1.5% cash back. Owners Rewards and Standard Rewards are subject to a maximum of $200 cash back in aggregate per calendar month. Exclusions may apply. See Rewards Terms for additional information and exclusions.