Disclosures

Last Updated: September 2024

M1 Finance (Invest) Disclosures

Form CRS

Important Trading Information

SIPC Disclosure

Risks of Investing

M1 Finance Securities Lending Disclosures

Apex Customer Information Brochure

Apex Securities Lending Disclosure

Order Routing Reports

Apex Margin Disclosure Statement

M1 Self-Clearing Margin Disclosure Statement

M1 Statement of Financial Condition (Unaudited) – June 2024

Cash Account Sweep Program Disclosure

Pattern Day Trading Disclosures

Cash Account Deposit Network

M1 High-Yield Savings Account and Personal Loan Disclosures

HYSA Privacy Policy

U.S. Patriot Act Notice

Deposit Insurance

Bakkt Crypto Disclosure

Crypto Disclosures

Owner’s Reward Card Disclosures

Deserve Privacy Policy

Reward Program Terms

Promotion Disclosures

M1 Referral Terms and Conditions

Earn APY Boost Terms and Conditions

Earn Referral Program Terms and Conditions

M1 Community Disclosures

M1 Community Policy and Guidelines

ACH Payment Authorization Terms

Business Continuity Statement

Pricing and Fees

M1 Platform Fee Disclosure