How does M1 compare?
M1 Margin Loan interest rates are some of the lowest in the market.
M1 Plus margin rate is subject to a paid annual subscription. Learn about M1 Plus.
M1 rates are current as of December 2022. Information on competing brokerages was accessed from each brokerage’s website in December 2022.
Our philosophy for long-term investing
Stay invested and pay for what you need.
Tap into M1 Margin Loan’s flexible line of credit for things like:
Increasing your buying power to make timely investments
Getting liquidity without selling your investments
Paying for other expenses whether large or unplanned
1 M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not all securities are available for M1 Margin Loans and the amount that may be borrowed against a security is subject to change without notice. Available margin amount(s) of M1 Margin Loans may require greater than $2,000 per Brokerage Account. Not available for Retirement and Custodial accounts. Margin rates may vary.
2 Funds available in minutes in M1 Spend or M1 Invest accounts, available in 1-2 business days in external banks.