M1 Blog

The place to improve your financial well-being. Explore resources for investing, banking, borrowing, and spending like a long-term investor.

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Investing May. 20, 2022 How do stock dividends work? Here’s what you need to know

Everything you need to know about dividends: what they are, how they’re paid, key dates, and how they benefit your portfolio.

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Wellness May. 19, 2022 The investor’s guide to financial wellness

Similar to picking healthy foods or finding a great therapist, you need the right tools to help you on your way to financial wellness.

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Insights May. 16, 2022 How companies prepare for economic volatility

Spring is here, but many companies are fattening up their cash reserves to make it through the bear market. Today, we’re discussing how companies prep for times of economic uncertainty and what […]

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Insights May. 13, 2022 The US financial system’s top 4 vulnerabilities

How are you spending the only Friday the 13th of the year? We’re mirroring the markets mood by sharing the Fed’s Financial Stability Report and listening to “Superstition” on repeat.  Today’s edition also covers:  […]

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Planning May. 12, 2022 How lifestyle creep can impact your finances

Most people can agree that getting a raise or a bonus feels incredible. You put in the work, land the extra income, and feel psyched about the boost to your budget. It’s […]

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Insights May. 11, 2022 How M1 thinks about market volatility and market corrections

After multiple days of stock declines, even the most disciplined long-term investors get concerned. We want to take a moment to share how we think about downturns and volatility at M1. For […]

Insights May. 10, 2022 Interest rates will rise. Here’s how the Fed decided

Everyone has an interest in interest rates. So, to keep things interesting, we’re discussing how these rates actually work and why the Federal Reserve decided to raise them last week. We’re also […]

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Insights May. 6, 2022 Americans take on more debt as interest rates rise

This week, the Fed confirmed a tighter balance sheet and Americans continued to take on massive amounts of debt. Catch up on the stories and these other must-reads: Q1 earnings for travel and […]

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M1 May. 5, 2022 Product updates, April 2022: Stock research, account transfers, and more

Welcome to our product updates roundup, where we share what’s new on M1. Since the start of the year, we’ve launched several features that make it even easier to manage your finances […]

Planning
Guide to Budgeting
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Budgeting is an essential part of managing your money, but it involves more than a monthly breakdown of income and expenses. This guide explains how to update a current budget or establish one for the first time.
What you'll learn:
  • A breakdown of budgeting myths
  • Popular budgeting frameworks
  • How to build a personal budget
Wellness
Guide to Financial Wellness
Parents giving kids piggyback ride in the woods
Financial wellness is made up of your mindset, habits, values, and goals. In this guide, you'll explore effective and actionable ways to maintain a healthy financial life.
What you'll learn:
  • The foundations of financial wellness
  • What impacts your financial well-being
  • How to create goals and build healthy habits
Investing
Guide to Investing
Photo of a man at a desk on his phone and laptop
Long-term investing is one of the best ways to improve your financial wellness, build sustainable wealth, and create the future you want. Discover the fundamentals of investing in this guide.
What you'll learn:
  • Why and how to start investing
  • The various types of investments
  • How to build a maintain a diverse portfolio

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