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M1 Individual Brokerage ACCOUNT

The marathon toward long-term wealth starts here

Push your financial strategy further with digital tools tailored for self-directed investors. Automatically invest in a custom portfolio of stocks and ETFs, commission-free. Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures, and ADR fees. For complete list of fees, visit

Invest pie showing an account balance of 87,113 dollars and 42 cents

Invest with Pies

Start thinking of your investing strategy like a Pie, with slices of different securities making up the whole.

Creating a custom Pie lets you fine-tune the proportions of different stocks and ETFs in your strategy.

You can create a Pie from scratch or add slices of Expert Pies we’ve curated around different goals.

When it’s time to invest, your funds will be allocated in proportion to the slices in your Pie.

Earn up to $15K when you transfer to M1

Our biggest bonus ever is back

Get up to $15,000 to invest when you transfer your brokerage account to M1 by November 15, 2023. Earn our best investment bonus before it’s gone.
Promotional T&Cs apply.

Research at
your fingertips

Review trading info, pricing, fundamentals, risk-related data points, performance charts, news feed, and more.

Access a flexible line of credit

Borrow against your portfolio from 7.25%–8.75%1 to increase your buying power, gain liquidity, or pay for other large expenses.

Automate your strategy

Use Dynamic Rebalancing to keep your investments perfectly allocated to your goals.

Open specialized accounts

After you’ve opened your first account with M1, you’ll have access to other account types like Custodial Accounts and IRAs.

M1 plus logo

M1 Plus members
get more

The M1 Plus membership unlocks more features and better rates to help enhance your long-term wealth strategy.

AM and PM trade windows2

Set your preferred trade window

Our lowest margin lending rates

Custodial Accounts

M1 joint Brokerage ACCOUNTS

Work toward
long-term goals, together

Joint Brokerage Accounts allow two people to access and control the same account. Ideal for couples, friends, and family members with shared financial goals.

Transfer to M1, hassle free.

Investing with another brokerage? It’s easy to move securities to M1 using our Transfer Wizard.3

Your Brokerage Account
questions, answered

Go to M1’s Help Center

You can set up an individual taxable account for your general investing needs, including a joint account with a relative, spouse, or domestic partner; traditional, Roth, and SEP IRAs, or a trust account. Learn more about the account types M1 supports. 

M1 automates day-to-day maintenance and simplifies the creation of custom investment portfolios. After you create your Pie-based portfolio, M1 utilizes its proprietary trading system to automate your trading activity. You’ll never have to input or execute any trades manually. Read more about how M1 trades. 

Unlike some companies, M1 charges no management fees. There are, however, miscellaneous fees for certain services, which you can review in the M1 Fee Schedule

Investing can be one of the best ways to build wealth for the long-term, but there are some things to keep in mind when creating your portfolio.  

  • Returns from any investment requires that the company stays in business. 
  • Stock prices may fluctuate up or down based on factors inside the company, political events, or market events. 
  • Inflation reduces purchasing power and may erode returns for people investing in cash equivalents. 
  • Interest rate changes can affect the business operations, profits, and losses of companies in many sectors of the market. 
  • The potential lack of market availability of an investment you want to buy or sell quickly can reduce potential gains but increase potential losses. 
  • All investing involves risk, including the risk of losing the money you invest. M1 does not provide investment advice or recommendations and you should do your own research before investing in any security. 

At this time, you cannot create a combined traditional assets like stocks with crypto. Get more information about this in our Help Center

Total control, total automation for your wealth today and tomorrow.

Three phones in a row each displaying different dashboards from the M1 app.

1M1 Margin Loans are available on margin accounts with at least $2,000 invested per account. Not all securities are available for M1 Margin Loans and the amount that may be borrowed against a security is subject to change without notice. Available margin amount(s) of M1 Margin Loans may require greater than $2,000 per Brokerage Account. Not available for Retirement and Custodial accounts. Margin rates may vary.

2Participate in both trade windows when you have $25,000 or more equity to comply with pattern-day trading regulations. 

3If you choose to transfer your account to another broker-dealer, only the full shares are guaranteed to transfer. Fractional shares may need to be liquidated and transferred as cash.