NAR Members get an
APY power-up from M1

You work hard for your money. Shouldn’t it work just as hard for you?

Boost your APY by an extra half percent for 3 months when you open an M1 High-Yield Cash Account. That’s our current rate of 4.00% APY1 + a 0.50% APY boost. 

Join M1 today

Terms and conditions apply

A home for your cash

Custom automation rules

No minimum balance

Joint account access

Unlimited number of withdrawals

Get in on FinTech’s
best kept secret 

Tech fans and long-term investors alike can’t stop talking about M1. Why? Our proprietary algorithm is unlike anything else out there. See how it works (in less than a minute).

Your money is protected

SiPC

Member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org. 

FDIC logo

All M1 High-Yield Cash Account deposits are FDIC-insured up to an aggregate total of $3.75 million.2

lock

As a technology-first company, M1 utilizes the latest in information security to keep your private information secure. 

Ready to kick off your 3-month boost?

Let’s go

¹ Stated APY (annual percentage yield) with the M1 High-Yield Cash Account is accrued on account balance. Obtaining stated APY requires a minimum initial deposit of $100. APY is solely determined by M1 Finance LLC and its partner banks, and will include administrative and account fees that may reduce earnings. Rates are subject to change without notice. M1 High-Yield Cash Account is a separate offering from, and not linked to, the M1 High Yield Savings Accounts offered by M1 Spend LLC’s banking partner. M1 is not a bank.

2 The cash balance in your Cash Account is eligible for FDIC Insurance once it is swept to our partner banks and out of your brokerage account. Until the cash balance is swept to partner banks, the funds are held in a brokerage account and protected by SIPC insurance. Once funds are swept to a partner bank, they are no longer held in your brokerage account and are not protected by SIPC insurance. FDIC insurance is not provided until the funds participating in the sweep program leave your brokerage account and into the sweep program. FDIC insurance is applied at the customer profile level. Customers are responsible for monitoring their total assets at each of the sweep program banks. A complete list of participating program banks can be found here.