Hi, it’s Dennis Janek
VP of Product
Engineering at M1

I’m excited to extend a special invite to you. Our team has reimagined what a financial platform should be. This includes a High-Yield Cash Account that pays 4.00% APY1 on uninvested cash. As a connection of mine, I can help you score an additional 0.50% when you sign up from this page. 

Earn a boosted

for 3 months. 

That’s our current rate of 4.00% APY1 + a 0.50% APY boost.

Terms and conditions apply

M1 icon

The Midwest fintech unicorn

M1 leverages powerful systems and a robust infrastructure to deliver a secure, user-friendly experience optimized for long-term wealth creation. And as a company headquartered in the Midwest, we bring a unique blend of technical prowess and pragmatic financial wisdom. 

Founded in 2015 | Headquartered in Chicago | $9 billion in client assets as of May 2024 

It’s extremely rewarding to be part of the team building an app I love using.

Dennis Janek

VP of Product Engineering at M1

Why M1 is amazing

As a longtime M1 client, even before becoming an employee, there are many features I think you’ll love just as much as I do. The innovative tools at M1 have empowered me to grow my wealth the way I choose.

Invest with M1 Pies 

You pick the investments. You set the targets. We’ll do the rest. With every deposit, Pies can gently rebalance over time by buying toward your targets without selling.

Borrow at a low rate 

Tap into the power of your portfolio with built-in access to margin. Borrow up to 50% of your portfolio’s value in seconds at our flat 6.25% rate.

Earn on your uninvested cash

Open an M1 High-Yield Cash Account and earn 4.50% APY1 on your balance for three months, then a hefty 4.00% APY1 after that. 

Integrated platform 

Drive your full financial strategy from one dashboard. Our easy-to-use app and desktop experience makes it easy to move money where it serves you best. 

Start using automation to build your future

P.S. I hope you give M1 a try and experience these benefits for yourself! – Dennis


¹ Stated APY (annual percentage yield) with the M1 High-Yield Cash Account is accrued on account balance. Obtaining stated APY requires a minimum initial deposit of $100. APY is solely determined by M1 Finance LLC and its partner banks, and will include administrative and account fees that may reduce earnings. Rates are subject to change without notice. M1 High-Yield Cash Account is a separate offering from, and not linked to, the M1 High Yield Savings Accounts offered by M1 Spend LLC’s banking partner. M1 is not a bank.