Hi, it’s Steven Gall, Chief Technology Officer at M1
I’m glad we connected. Our team has reimagined what a financial platform should be. This includes offering a High-Yield Cash Account that pays 4.00% APY1 on uninvested cash. As a connection of mine, I can help you score an additional 0.50% when you sign up from this page.
That’s our current rate of 4.00% APY1 + a 0.50% APY boost.
The Midwest fintech unicorn
M1 was born and raised right here in Chicago, proving that technological innovation isn’t confined to the coasts. Our journey began around a kitchen table in Lincoln Park, grew in our River North space, and now thrives at our home in the Loop.
We were pioneers in offering Pie-based investing with fractional shares and remain the only platform to provide Dynamic Rebalancing. While many have followed our lead, including giants with products like Schwab Stock Slices and Fidelity Basket Portfolios, there’s no substitute for the original.
Our commitment to our clients and the local tech community drives us to innovate faster than our industry peers.
Steven Gall
Chief Technology Officer at M1
Why M1 is amazing
As a longtime M1 client, even before becoming an employee, there are many features I think you’ll love just as much as I do. The innovative tools at M1 have empowered me to grow my wealth the way I choose.
Invest with M1 Pies
You pick the investments. You set the targets. We’ll do the rest. With every deposit, Pies can gently rebalance over time by buying toward your targets without selling.
Borrow at a low rate
Tap into the power of your portfolio with built-in access to margin. Borrow up to 50% of your portfolio’s value in seconds at our flat 6.25% rate.
Integrated platform
Drive your full financial strategy from one dashboard. Our easy-to-use app and desktop experience makes it easy to move money where it serves you best.
Start using automation to build your future
We invite you to be a part of our journey and experience the difference of original innovation. Join M1 today and take the first step toward a smarter, more dynamic way to manage your wealth. – Steve
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Stated APY (annual percentage yield) with the M1 High-Yield Cash Account is accrued on account balance. Obtaining stated APY requires a minimum initial deposit of $100. APY is solely determined by M1 Finance LLC and its partner banks, and will include administrative and account fees that may reduce earnings. Rates are subject to change without notice. M1 High-Yield Cash Account is a separate offering from, and not linked to, the M1 High Yield Savings Accounts offered by M1 Spend LLC’s banking partner. M1 is not a bank.
