Credit Acceptance Q3 Earnings Call Highlights

Credit Acceptance NASDAQ: CACC reported sharply higher third-quarter loan originations and economic profit as the auto lender expanded its dealer network and increased volume from existing relationships. The company also recorded a significant reduction in forecasted net cash flows from loans originated between 2022 and 2026 after updating its forecasting methodology and identifying weaker performance in lower internal risk-score bands.

MarketBeat • 35 minutes ago

Credit Acceptance Announces Third Quarter 2026 Results

Southfield, Michigan, Oct. 29, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) today announced a consolidated net loss of $56.6 million, or $5.43 per diluted share, for the three months ended September 30, 2026, compared to consolidated net income of $108.2 million, or $9.43 per diluted share, for the same period in 2025. Adjusted net income, a non-GAAP financial measure, for the three months ended September 30, 2026 was $135.5 million, or $13.01 per diluted share, compared to $117.9 million, or $10.28 per diluted share, for the same period in 2025.

GlobeNewsWire • 4 hours ago

Credit Acceptance Announces Timing of Third Quarter 2026 Earnings Release and Webcast

Southfield, Michigan, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we expect to issue a news release with our third quarter 2026 earnings on Thursday, October 29, 2026, after the market closes. A webcast is scheduled for Thursday, October 29, 2026, at 5:00 p.m.

GlobeNewsWire • Oct 22, 2026

CREDIT ACCEPTANCE CORPORATION INVESTOR ALERT: Scott+Scott Attorneys at Law LLP Investigates Credit Acceptance Corporation's Directors and Officers for Breach of Fiduciary Duties – CACC

NEW YORK--(BUSINESS WIRE)---- $CACC #CAC--Scott+Scott Attorneys at Law LLP has launched an urgent investigation into whether certain officers and directors of Credit Acceptance Corporation (NASDAQ: CACC) failed to manage Credit Acceptance Corporation in an acceptable manner, breaching their fiduciary duties to Credit Acceptance Corporation, and whether Credit Acceptance Corporation and its shareholders have suffered damages as a result. Attorney Joseph A. Pettigrew is heading the investigation—what shareholder.

Business Wire • Oct 21, 2026

Fortune Media and Great Place To Work® Name Credit Acceptance to 2026 Best Workplaces in Financial Services™ List for the 12th Consecutive Year

Southfield, Michigan, Oct. 07, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the Best Workplaces in Financial Services & Insurance™ for the 12th consecutive year, reflecting the Company's continued commitment to building a high-performing workplace where team members are empowered to deliver results for dealer partners, customers, and shareholders. Credit Acceptance was ranked 5th among the 50 companies in the large company category, up 5 spots from last year.

GlobeNewsWire • Oct 7, 2026

Credit Acceptance Announces Shannon Wilson as Chief Human Resources Officer

Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth

GlobeNewsWire • Sep 22, 2026

What's Next for CACC After Its Multistate Lending Settlement?

Credit Acceptance settles a multistate investigation with $630M+ in debt relief, a $60M fund, and new consumer and dealer protections.

Zacks Investment Research • Sep 18, 2026

Credit Acceptance reaches $710 million predatory auto lending settlement with most US states

Credit Acceptance ‌Corp agreed to a $710 million settlement with 40 U.S. states and Washington, D.C. to resolve charges it drove thousands of borrowers with low incomes and low credit scores into predatory auto loans it knew they could not afford.

Reuters • Sep 17, 2026

Credit Acceptance Reaches Resolution With State Attorneys General

Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations

GlobeNewsWire • Sep 17, 2026

Credit Acceptance Announces Extension of Revolving Secured Warehouse Facility and Extension of $500.0 Million Asset-Backed Financing

Southfield, Michigan, Sept. 15, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we extended the date on which our $500.0 million revolving secured warehouse facility (the “Facility”) will cease to revolve from September 20, 2027 to September 15, 2028. The interest rate on borrowings under the Facility has been decreased from the Secured Overnight Financing Rate (“SOFR”) plus 185 basis points to SOFR plus 175 basis points.

GlobeNewsWire • Sep 15, 2026