Sophisticated wealth building, simplified.

Select, direct, and automate today’s money moves and tomorrow’s goals.

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Powerful tools to manage your wealth

Earn

Rack up

4.50

%

APY

1

on your balance with a High-Yield Cash Account

Open a High-Yield Cash Account ›

Invest

Customize your portfolio with over

6,000

stocks & ETFs

Open a Brokerage Account ›

Spend

Reward yourself with up to

10

%

cash back2

Get the Owner’s Rewards Card by M1 ›

Borrow

Borrow against your
investment portfolio at

6.75

%3

Get built-in Margin access ›

Learn the difference between a High-Yield Savings Account and a High-Yield Cash Account here.

See how to invest with M1 in 1 minute

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You’ve got a long-term vision.
We’ve got the tools to automate it.

Track and direct dividend income New

Learn More

Account protections you can count on

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Member of SIPC. Securities in your account protected up to $500,000. For details, please see www.sipc.org.

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All M1 High-Yield Cash Accounts deposits are FDIC-insured up to an aggregate total of $3.75 million.5

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As a technology-first company, M1 utilizes the latest in information security to keep your private information secure.

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Best for Sophisticated Investors
(Investopedia, 2024)

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One of Time’s Best Investing Apps (Time, 2024)

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Best for Money Management (Moneywise, 2024)

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Over 60,000 users left 5-star reviews*

upgrade your wealth-building experience today!

Upgrade your wealth-building experience today

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