FLAGSTAR BANK, N.A. DECLARES QUARTERLY CASH DIVIDENDS ON ITS COMMON STOCK AND PREFERRED STOCKS

NEW YORK, Oct. 28, 2026 /PRNewswire/ -- Flagstar Bank, N.A. (NYSE: FLG) (the "Bank") today announced that its Board of Directors declared a quarterly cash dividend of $0.01 per share on the Bank's common stock.

PRNewsWire • Oct 28, 2026

FLG Cuts NII & EPS Outlook, Pushes 2027 Profitability Target to 2028

Flagstar slashes its 2026 and 2027 NII and EPS outlook, citing higher credit costs and slower balance-sheet growth, while pushing its profitability targets to 2028.

Zacks Investment Research • Oct 28, 2026

Flagstar Financial Analysts Slash Their Forecasts Following Q3 Earnings

Flagstar Financial Inc. (NYSE:FLG) on Friday posted mixed results for the third quarter.

Benzinga • Oct 26, 2026

Flagstar Investigation Notice: SueWallSt Notifies Investors of Pending Investigation Into Flagstar (FLG)

FLG shares fell over 9.2% on the day management linked a $12.9 billion rent-regulated apartment loan book to frozen rents and rising cap rates. An investigation is underway.

PRNewsWire • Oct 26, 2026

Flagstar Bank: Living Up To The Value Trap Name

We had previously called Flagstar (FLG) a value trap (twice actually). We review the entire story from the beginning. We go over the Q3-2026 results which solidify our case.

Seeking Alpha • Oct 26, 2026

Flagstar Bank: High Margin Of Safety, Despite Credit Issues

Flagstar Bank reported weaker-than-expected Q3 earnings, driven by higher credit loss provisions and a 2.7% sequential decline in book value. FLG's commercial and industrial loan segment showed robust growth, with balances reaching $20.6 billion, up 38% year-over-year. Management reduced net interest income guidance to $1,815–$1,830 million, citing asset quality deterioration and persistent rate pressures.

Seeking Alpha • Oct 25, 2026

Flagstar Stock Drops to New 52-Week Low After Mixed Q3 Results

Flagstar Financial Inc. (NYSE:FLG) shares are dipping Friday after a split third-quarter report: earnings fell short of estimates while revenue beat them. Here's what you should know.

Benzinga • Oct 23, 2026

What Flagstar Bank, National Association (FLG) Said on Its Q3 Earnings Call

Flagstar Bank, National Association NYSE: FLG said its turnaround plan remains intact but will take longer to reach its targeted profitability metrics as elevated interest rates, inflation and deposit competition pressure credit costs and balance-sheet growth.

MarketBeat • Oct 23, 2026

Flagstar Bank, National Association (FLG) Q3 2026 Earnings Call Transcript

Flagstar Bank, National Association (FLG) Q3 2026 Earnings Call Transcript

Seeking Alpha • Oct 23, 2026

FLAGSTAR BANK REPORTS THIRD QUARTER 2026 NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.01 PER DILUTED SHARE

NET INTEREST INCOME ROSE $20 MILLION OR 5% WHILE THE NET INTEREST MARGIN INCREASED FOUR BASIS POINTS TO 2.17% TOTAL LOANS INCREASED FOR A SECOND CONSECUTIVE QUARTER UP $958 MILLION OR 6% ANNUALIZED, DRIVEN BY CONTINUED MOMENTUM IN THE COMMERCIAL BANKING BUSINESS AS C&I LOANS INCREASED $2.0 BILLION OR 11% COMMERCIAL BANKING DEPOSITS GREW $0.6 BILLION OR 7% REFLECTING OUR RELATIONSHIP DRIVEN GROWTH STRATEGY TOTAL CRE PAR PAYOFFS TOTALED $1.2 BILLION, OF WHICH 35% WERE SUBSTANDARD; CRE  CONCENTRATION RATIO IMPROVED TO 346% COMPARED TO 350% LAST QUARTER THE PROVISION FOR CREDIT LOSSES INCREASED $58 MILLION, PRIMARILY FROM THE IMPACT OF HIGHER INTEREST RATES INCLUDING ON THE NYC RENT REGULATED MULTI-FAMILY PORTFOLIO CET1 CAPITAL RATIO OF 12.38%; COMPLETED $250 MILLION BUYBACK IN EARLY OCTOBER Third Quarter 2026 Compared to Second Quarter 2026 Profitability Capital PPNR of $66 million was unchanged Adjusted PPNR of $66 million , up $4 million or 6% Net interest income rose $20 million or 5% to $460 million Net interest margin increased 4 basis points to 2.17% Deposit costs increased 1 basis point while overall cost of funds rose 2 basis points Operating expenses of $441 million up 3%   CET1 capital ratio of 12.38%, at or above peer group levels Excess capital of $1.2 billion, using low end of target CET1 range of 10.5% Book value per share of $17.82 Tangible book value per share of $17.05 Tangible book value per share adjusted for warrant exercise is $15.56   Balance Sheet Asset Quality Total C&I loans increased $2.0 billion or  11% to $20.6 billion Total loans increased $958 million to $61.9 billion , up 2% or 6% annualized Strategic C&I loan focus areas grew $1.6 billion or 18% Commercial Bank deposits grew $575 million , up 7% Total MF/CRE loans declined $1.1 billion or 3%   Total NYC multi-family loans declined $531 million or 4% Total ACL of $0.9 billion, unchanged, and was 1.50% of total loans HFI: Total multi-family ACL coverage of 1.63% ACL coverage of 2.97% for multi-family loans with 50% or greater rent-regulated units Non-accrual loans were relatively stable Substandard loans increased $248 million or 4% as overall Criticized/Classified loans increased $670 million or 6% NCOs to average loans was 0.49% vs. 0.66%   NEW YORK, Oct. 23, 2026 /PRNewswire/ -- Flagstar Bank, N.A.

PRNewsWire • Oct 23, 2026