Heritage Insurance Holdings, Inc. (HRTG) Q3 2026 Earnings Call Transcript

Heritage Insurance Holdings, Inc. ( HRTG ) Q3 2026 Earnings Call October 29, 2026 9:00 AM EDT Company Participants Kirk Lusk - CFO, Company Secretary & Treasurer Ernesto Garateix - CEO & Director Conference Call Participants Karol Chmiel - Citizens JMP Securities, LLC, Research Division Mitchell Rubin - Raymond James & Associates, Inc., Research Division Maxwell Fritscher - Truist Securities, Inc., Research Division Cameron Bianchi - Piper Sandler & Co., Research Division Brendan Michael McCarthy - Sidoti & Company, LLC Presentation Operator Good morning, and welcome to the Heritage Insurance Holdings Third Quarter 2026 Earnings Conference Call. Please note, today's event is being recorded.

Seeking Alpha • 4 hours ago

Heritage Reports Third Quarter 2026 Results

TAMPA, Fla., Oct. 28, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, today reported third quarter of 2026 financial results.

PRNewsWire • Oct 28, 2026

Heritage Insurance (HRTG) Surpasses Q3 Earnings and Revenue Estimates

Heritage Insurance (HRTG) came out with quarterly earnings of $1.72 per share, beating the Zacks Consensus Estimate of $1.04 per share. This compares to earnings of $1.63 per share a year ago.

Zacks Investment Research • Oct 28, 2026

Heritage Insurance (HRTG) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates

The headline numbers for Heritage Insurance (HRTG) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.

Zacks Investment Research • Oct 28, 2026

Analysts Estimate Heritage Insurance (HRTG) to Report a Decline in Earnings: What to Look Out for

Heritage Insurance (HRTG) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research • Oct 21, 2026

Heritage Announces Third Quarter 2026 Earnings Dates

TAMPA, Fla., Oct. 19, 2026 /PRNewswire/ -- Heritage Insurance Holdings, Inc. (NYSE: HRTG) ("Heritage" or the "Company"), a super-regional property and casualty insurance holding company, will announce its third quarter 2026 financial results after the market close on Wednesday, October 28, 2026, followed by a 9:00am ET conference call on Thursday, October 29, 2026.

PRNewsWire • Oct 19, 2026

Heritage Insurance: Improving Profitability At A Discount

Heritage Insurance Holdings is increasingly attractive due to improving profitability, record Q2 results, and ongoing geographic diversification beyond Florida. HRTG trades at a 6.2x forward P/E, reflecting a 30% discount to peers, despite strong EPS, ROAE, and book value growth. The company prioritizes underwriting profitability over volume, exiting less profitable contracts and shifting risk outside Florida to mitigate catastrophic exposure.

Seeking Alpha • Oct 8, 2026

Heritage Insurance Sees Growth Ahead as Margins Improve and Reinsurance Costs Fall

Heritage Insurance NYSE: HRTG outlined a controlled-growth strategy after reporting improved second-quarter profitability, citing rate adequacy, lower reinsurance costs, geographic diversification and a strengthened balance sheet.

MarketBeat • Sep 26, 2026

Should Value Investors Buy Heritage Insurance (HRTG) Stock?

Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

Zacks Investment Research • Sep 25, 2026

New Strong Buy Stocks for September 24th

BMY, HRTG, RDVT, NMR and ECO have been added to the Zacks Rank #1 (Strong Buy) List on September 24th, 2026.

Zacks Investment Research • Sep 24, 2026