Provident Financial Services, Inc. (PFS) Q3 2026 Earnings Call Transcript

Provident Financial Services, Inc. ( PFS ) Q3 2026 Earnings Call October 29, 2026 10:00 AM EDT Company Participants Michael Perito - Senior VP & Investor Relations Officer Anthony Labozzetta - President, CEO & Director Adriano Duarte - Executive VP & CFO Unknow Executive Conference Call Participants Feddie Strickland - Hovde Group, LLC, Research Division Timothy Switzer - Keefe, Bruyette, & Woods, Inc., Research Division Stephen Moss - Raymond James & Associates, Inc., Research Division Manuel Navas - Piper Sandler & Co., Research Division Matthew Breese - Stephens Inc., Research Division Presentation Operator Hello, everyone. Thank you for joining us, and welcome to the Provident Financial Services Third Quarter 2026 Earnings Conference Call.

Seeking Alpha • 4 hours ago

Provident Financial Services, Inc. Declares Quarterly Cash Dividend

ISELIN, NJ, Oct. 29, 2026 (GLOBE NEWSWIRE) -- Provident Financial Services, Inc. (NYSE:PFS) (the “Company”) Board of Directors declared a quarterly cash dividend of $0.24 per common share payable on November 27, 2026 to stockholders of record as of the close of business on November 13, 2026.

GlobeNewsWire • 4 hours ago

Provident Financial Services, Inc. Reports Third Quarter Earnings

ISELIN, N.J., Oct. 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Services, Inc. (NYSE: PFS) (the “Company”) reported net income of $69.2 million, or $0.53 per basic and diluted share for the three months ended September 30, 2026, compared to $78.1 million, or $0.60 per basic and diluted share, for the three months ended June 30, 2026 and $71.7 million, or $0.55 per basic and diluted share, for the three months ended September 30, 2025. For the nine months ended September 30, 2026, net income totaled $226.7 million, or $1.74 per basic and diluted share, compared to $207.7 million, or $1.59 per basic and diluted share, for the nine months ended September 30, 2025. Results for the quarter were impacted by a $17.5 million one-time loss on extinguishment of debt due to the accelerated amortization of purchase accounting adjustments, core conversion related costs of $3.7 million and $465,000 of branch restructuring expenses. Excluding these expenses, core net income (1) for the three and nine months ended September 30, 2026, totaled $84.3 million, or $0.65 per basic and diluted share, and $243.5 million, or $1.87 per basic and diluted share, respectively.

GlobeNewsWire • Oct 28, 2026

Provident Financial (PFS) Lags Q3 Earnings Estimates

Provident Financial (PFS) came out with quarterly earnings of $0.53 per share, missing the Zacks Consensus Estimate of $0.6 per share. This compares to earnings of $0.55 per share a year ago.

Zacks Investment Research • a day ago

Provident Financial (PFS) Reports Q3 Earnings: What Key Metrics Have to Say

While the top- and bottom-line numbers for Provident Financial (PFS) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.

Zacks Investment Research • a day ago

Why Provident Financial (PFS) is Poised to Beat Earnings Estimates Again

Provident Financial (PFS) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.

Zacks Investment Research • Oct 26, 2026

Provident Financial Services Can Still Move Up From Here

Provident Financial Services, Inc. remains a Buy due to robust asset quality, attractive valuation, and ongoing earnings growth. PFS's deposit base has grown, with high-cost brokered deposits at only 6.5% and uninsured deposits below the 30% risk threshold. Net interest margin improved to 3.48%, while forward P/E of 9.2 and trading near book value underscore the stock's undervaluation.

Seeking Alpha • Oct 26, 2026

Provident Financial (PFS) Earnings Expected to Grow: What to Know Ahead of Next Week's Release

Provident Financial (PFS) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research • Oct 21, 2026

Provident Financial Services, Inc. Schedules Third Quarter Earnings Conference Call

ISELIN, N.J., Oct. 02, 2026 (GLOBE NEWSWIRE) -- Provident Financial Services, Inc. (NYSE: PFS) announced that it expects to release financial results for the quarter ended September 30, 2026 on Wednesday, October 28, 2026 after market close. A copy of the earnings release will be immediately available on the Company's website, www.Provident.Bank, by going to Investor Relations and clicking on Press Releases.

GlobeNewsWire • Oct 2, 2026

Provident Bank Survey: 7 in 10 Americans Are Rethinking Higher Education, and Nearly 1 in 3 Are Eyeing the Alternatives

ISELIN, N.J., Sept. 29, 2026 (GLOBE NEWSWIRE) -- Provident Bank , a leading New Jersey-based financial institution, announced today the results of its 2026 Higher Education Survey, which examines how American families are navigating the rising cost of higher education, evolving views on the value of a degree, and growing interest in alternative education paths.

GlobeNewsWire • Sep 29, 2026