What Southern Missouri Bancorp (SMBC) Said on Its Q1 Earnings Call

Southern Missouri Bancorp NASDAQ: SMBC reported fiscal first-quarter 2027 diluted earnings per share of $1.73, compared with $1.83 in the preceding June quarter, as loan and deposit growth continued while expenses increased and management prepared for seasonal shifts in agricultural lending and deposits.

MarketBeat • Oct 22, 2026

Southern Missouri Bancorp, Inc. (SMBC) Q1 2027 Earnings Call Transcript

Southern Missouri Bancorp, Inc. ( SMBC ) Q1 2027 Earnings Call October 22, 2026 10:30 AM EDT Company Participants Stefan Chkautovich - Executive VP & Chief Financial Officer Matthew Funke - President & Chief Administrative Officer Greg Steffens - Chairman & CEO Conference Call Participants Brendan Nosal - Hovde Group, LLC, Research Division Jordan Ghent - Stephens Inc., Research Division Andrew Liesch - StoneX Financial, Inc., Research Division Nicholas Holowko - Raymond James & Associates, Inc., Research Division Nathan Race - Piper Sandler & Co., Research Division Presentation Operator Thank you for joining us, and welcome to the Southern Missouri Bancorp Earnings Conference Call. [Operator Instructions] I will now hand the conference over to Stefan Chkautovich, Chief Financial Officer.

Seeking Alpha • Oct 22, 2026

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FIRST QUARTER OF FISCAL 2027; DECLARES QUARTERLY DIVIDEND OF $0.27 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, OCTOBER 22, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, Oct. 21, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the first quarter of fiscal 2027 of $19.1 million, an increase of $3.4 million, or 22.0%, as compared to the same period of the prior fiscal year. The increase was driven by higher net interest income, lower provision for credit losses (PCL), and higher noninterest income. This was partially offset by higher noninterest expense and higher provision for income taxes. Preliminary net income was $1.73 per fully diluted common share for the first quarter of fiscal 2027, an increase of $0.35, or 25.4%, as compared to $1.38 per fully diluted common share reported for the same period of the prior fiscal year.

GlobeNewsWire • Oct 21, 2026

Southern Missouri Bancorp (SMBC) Q1 Earnings and Revenues Surpass Estimates

Southern Missouri Bancorp (SMBC) came out with quarterly earnings of $1.73 per share, beating the Zacks Consensus Estimate of $1.67 per share. This compares to earnings of $1.42 per share a year ago.

Zacks Investment Research • Oct 22, 2026

Southern Missouri Bancorp (SMBC) Earnings Expected to Grow: What to Know Ahead of Q1 Release

Southern Missouri Bancorp (SMBC) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.

Zacks Investment Research • Oct 21, 2026

3 Savings & Loan Stocks Worth Picking on Improving Industry Prospects

WSFS, PFS and SMBC within the Zacks Savings and Loan Industry will gain from improving loan demand. Digital upgrades will also improve operating efficiency.

Zacks Investment Research • Aug 10, 2026

Southern Missouri Bancorp: Still Attractive Despite Premium To Tangible Book Value

Southern Missouri Bancorp has grown tangible book value per share by more than $16 in four years, with shares up ~60% since 2022. Q2 results highlight strong net interest income growth, a low payout ratio (

Seeking Alpha • Aug 6, 2026

Southern Missouri Bancorp Q4 Earnings Call Highlights

Southern Missouri Bancorp NASDAQ: SMBC reported stronger quarterly and full-year earnings as net interest income improved, operating expenses declined and tax credit investments lowered its tax provision, executives said on the company's fiscal fourth-quarter earnings call.

MarketBeat • Jul 23, 2026

Southern Missouri Bancorp, Inc. (SMBC) Q4 2026 Earnings Call Transcript

Southern Missouri Bancorp, Inc. (SMBC) Q4 2026 Earnings Call Transcript

Seeking Alpha • Jul 23, 2026

SOUTHERN MISSOURI BANCORP REPORTS PRELIMINARY RESULTS FOR FOURTH QUARTER OF FISCAL 2026; DECLARES QUARTERLY DIVIDEND OF $0.27 PER COMMON SHARE; CONFERENCE CALL SCHEDULED FOR THURSDAY, JULY 23, AT 9:30 AM CENTRAL TIME

Poplar Bluff, Missouri, July 22, 2026 (GLOBE NEWSWIRE) -- Southern Missouri Bancorp, Inc. (“Company”) (NASDAQ: SMBC), the parent corporation of Southern Bank (“Bank”), today announced preliminary net income for the fourth quarter of fiscal 2026 of $20.3 million, an increase of $4.5 million or 28.5%, as compared to the same period of the prior fiscal year. The increase was primarily attributable to higher net interest income, lower provision for income taxes, a decrease in noninterest expense, and an increase in noninterest income, partially offset by higher provision for credit losses (PCL). Preliminary net income was $1.83 per fully diluted common share for the fourth quarter of fiscal 2026, an increase of $0.44 as compared to the $1.39 per fully diluted common share reported for the same period of the prior fiscal year. For the full fiscal year 2026, preliminary net income was $71.8 million, an increase of $13.3 million, or 22.6%, when compared to fiscal year 2025, while diluted earnings per share for fiscal year 2026 were $6.43, an increase of $1.25, or 24.1%, as compared to fiscal year 2025.

GlobeNewsWire • Jul 22, 2026