This promotion has expired.

Get up to
$150 to invest

Earn a bonus to invest in M1 when you deposit $5,000 or more into your brokerage or retirement account.

Fund your M1 account and get an investing bonus

M1 makes automation easier. Fund your Brokerage or Retirement Account, try out our intuitive tools and get a bonus to invest in your portfolio. This offer is available until January 27, 2023.

Get  $150

when you deposit $10,000 or more

Get  $75

when you deposit $5,000 – $9,999

Keep an eye out for your bonus payout on July 27, 2023.

M1 Deposit Promotion
Terms & Conditions

The Promotion
Starting from December 27, 2022 through January 27, 2023 (the “Promotion Period”), targeted M1 account users who meet the eligibility requirements described below will be eligible to receive a one-time cash reward deposited into your M1 taxable invest account (the “Promotion”). As further described below, you will be eligible for this Promotion when you deposit, in aggregate, at least $5,000 via automated clearing house (“ACH”) deposits during the Promotion Period into any M1 taxable brokerage account or IRA account(s) (Traditional or Roth). You can make these deposits on any day within the Promotion Period, into a single, or multiple M1 taxable brokerage account(s) or IRA account(s) so long as the total aggregate deposited amount is at least $5,000. For clarity, your M1 taxable brokerage account is different than your IRA account, and the one-time cash reward will only be deposited into your taxable invest account.

This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms and Eligibility”). 

Promotion Terms and Eligibility

To be eligible for this Promotion, you must have made an aggregate deposit of at least $5,000 via ACH to an M1 taxable investment account within the Promotion Period. If you satisfy the above condition, M1 will make a one-time deposit into the cash balance of your M1 taxable investment account in accordance with Table 1 below (the following accounts are ineligible to receive any promotional deposit: any retirement, custodial or trust).

You are only eligible to receive one Promotional Credit2 under this Promotion. The applicable Promotional Credit2 will be deposited into your M1 investment account on July 27, 2023 (the “Pay-out Date”) provided that you satisfy the conditions stated herein. The Promotional Credit2 deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. The total aggregate Deposited Value1 made to an M1 taxable investment account within the Promotion Period must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading, market volatility or margin debit balances) until the Pay-out Date. Reallocation of any funds transferred externally, or internally to any other M1 services (e.g., M1 Spend), prior to the Pay-out Date will disqualify you from this Promotion. M1 reserves the right to revoke the Promotional Credit2 cash deposit if the total aggregate transferred Deposited Value1 is not retained in your M1 taxable investment account until the Pay-out Date.

Table 1
Deposited Value1Promotional Credit2
$5,000 – $9,999.99$75

The entire Deposited Value1 must be made in cash via an ACH deposit into a taxable M1 investment account and not part of any Automated Customer Account Transfers Service (“ACATS”). A direct 401(k) rollover is not eligible for this Promotion. Additionally, cryptocurrency is not eligible for this Promotion.

This Promotion is independent from, and in addition to, your potential participation in the M1 ACATS Promotion available to you at any given time. However, if you have already received a cash bonus pursuant to the terms of the M1 Referral Promotion for new accounts, you are expressly ineligible for this Promotion and you will not receive any cash rewards pursuant to these Promotion Terms.

Other Information

This Promotion is not valid with any other offers and is non-transferrable. Offer is available only to legal U.S. Residents. M1 reserves the right to terminate this offer at any time without notice, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of these Promotion Terms, the M1 Terms of Use or Account Agreement have been violated. The value of any Promotional Credit2 is a cash reward and may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of such reward and should consult your tax advisor if you have questions about the tax treatment of such reward.

ACH transfer links can be done on M1’s platform by connecting your outside banking institution, Plaid, or micro-deposit. M1 will attempt to offer the ability to link or fund a customer’s account with as many financial institutions as possible, however M1 cannot guarantee customer’s ability to link their M1 account with all financial institutions.

This Promotion expires at 11:59pm ET on January 27, 2023. M1 is the sole timekeeper of this Promotion.