I used M1 Borrow to fund my startup business. Its flexibility, convenience, speed and ultra-low interest rate (especially for M1 Plus members) are hard to beat.
– Adam T.
*Funds available in minutes in M1 Spend or M1 Invest accounts, available in 1-2 business days in external banks.
Save more with M1 Borrow
Borrow money any time at 4.25%, or 2.75% with M1 Plus—some of the lowest rates on the market.
M1 rates are current as of May, 2022. Competitor rates obtained from each competitor’s website in May, 2022.
I used M1 Borrow to fund my startup business. Its flexibility, convenience, speed and ultra-low interest rate (especially for M1 Plus members) are hard to beat.
– Adam T.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
Borrow for whatever you need
Stay invested and pay for what you need. Tap into M1 Borrow’s flexible line of credit for things like:
The nice part about investing with M1 is I can take out a low-cost loan on my portfolio. I don’t have to drain my investments for a large expense.
– Vikram B.
Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.
Your Borrow questions, answered
Automated payback schedules, and M1 Plus Smart Transfers, can help you pay back your principal.
If your account value drops so that your equity value is below our maintenance threshold, M1 will issue a maintenance call. The maintenance threshold is normally 40% of your account value but M1 may impose additional restrictions based on risk of securities held or portfolio concentration.
When a maintenance call is issued for your account, you will either need to deposit additional cash or sell a portion of your portfolio to resolve the maintenance call.
Unlike some companies, M1 charges no management fees. There are some miscellaneous fees for some services, which you can find here.
M1 Finance gives you unmatched flexibility with how you manage your money, but here are some things to keep in mind when taking out a loan with M1 Borrow.
Glad you ask. Get the big picture here.
Total control, total automation
for your wealth today and tomorrow.