M1 Plus

New members can try Plus free for three months

You deserve the best of everything. As an M1 Plus member, you’ll get an edge when using Invest, Borrow, and Spend. Only $125/year after trial. Cancel anytime.

Product screenshot showing M1 Plus benefits
M1 plus logo

Earn more. Access more. Do more.

By joining M1 Plus, you’ll get an edge on your money
moves when it’s time to invest, borrow, or spend.

Invest

More ways to grow.

  • Smart transfers
  • Custodial accounts
  • AM or PM trading window
  • $0 trading commissions

Without M1 Plus

  • $0 trading commissions
  • AM trade window only

Borrow

Pay just 3.5%
5% without M1 Plus

  • No application
  • Pay at your own pace
  • $2,000 balance minimum

Checking

1.30% APY.
1% cash back.

  • Send recurring paper check
  • 4 monthly ATM fee reimbursements
  • 0 international fees

Without M1 Plus

  • $0 balance minimum
  • 1 monthly fee reimbursement
  • 0.8% – 1% international fees

Credit

$95 fee waived
for members

  • Apply to earn 1.5% – 10% cash back
  • Reinvest rewards in eligible accounts
  • Visa Signature® benefits
M1 Plus logo

Look for the M1 Plus symbol while using the M1 app.
It means you’re enjoying a premium perk!

Join an exclusive club

Plus members get special privileges. As a member of the Plus community, you’ll have access to the latest and greatest tools, upcoming webinars, and offers tailored to the Plus experience.

Prooduct mockup of Plus dashboard on a laptop
Product screenshot showing M1 Plus benefits

Sign up in minutes for the best perks

Cancel anytime from your account settings.

Free for the first three months

You deserve the best of everything. As an M1 Plus member, you’ll get an edge when using Invest, Borrow, and Spend. Only $125/year after trial. Cancel anytime.

$125 for returning members

That’s about $10.42 each month, for the best of everything we offer. The cost of Plus is billed annually.

Total control, total automation for
your wealth today and tomorrow

Three phones in a row each displaying different dashboards from the M1 app.