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M1 Finance vs. Interactive Brokers

You’re building a better financial future, but does Interactive Brokers give you a modern platform with all the features you need? M1 Finance is a sleek, all-in-one financial platform packed with ways to push your dollar further.

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IRRITATED 
WITH 
INTERACTIVE BROKERS?

Take time management out of money management. M1 makes it easier and quicker to invest, borrow, and spend your hard-earned wealth exactly how you want—all with an intuitive, modern platform. Sign up for M1 and get a better Interactive Brokers alternative.

M1 options - Flexible

Flexible

Choose the stocks and ETFs you want in your portfolio.

M1 options - Flexible

EASY

Diversify easily with fractional shares.

M1 options - Flexible

POWERFUL

Schedule contributions and rebalance with one click.

M1 options - Flexible

SOPHISTICATED

Borrow against your investments.1

WITH M1 THERE’S NO COMPARISON

M1 provides greater automation, some of the lowest rates in the market and more ways to grow your wealth your way. Switch to M1 and get more power behind every dollar.

M1

Interactive Brokers


STASH YOUR CASH

M1 Spend is our free, digital checking that provides a safe, secure place to store your money. You can pay your borrow loan, set up automatic investments, and even earn 1.70% APY2 on your balance with M1 Plus. M1 plus is normally $125 a year, but your first three months are always free. Interactive Brokers doesn’t offer checking services and pays 0% on uninvested cash.

M1

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Interactive Brokers

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(with 0.3% fee)


YOUR STRATEGIES MADE SIMPLE

No matter your experience level, M1 has plenty of tools to help you create your perfect portfolio with ease. Work from a pre-made Expert Pie according to your goals and risk tolerance, or craft one in minutes with a simple interface—all for free. With the free version of Interactive Brokers, it’s entirely self led. 

M1

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Interactive Brokers

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FREE INVESTING 

M1 is entirely free to use, even our Expert Pies. With Interactive Brokers, some of their tools will cost a fee. 

M1

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Interactive Brokers

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Robo-advisor fees range from 0.08% to 1.5%

UNLOCK EVERYTHING, FREE FOR YOUR FIRST YEAR 

With M1, your first three months of our premium offering, M1 Plus is completely free (a $31.25 value). That’s more perks, tools, and better rates to supercharge your finances. With Interactive Brokers, their premium service trial only allows you to demo the features, you need to sign up before you can fund or trade. 

M1

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Interactive Brokers

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Interactive Brokers data is as of September 16, 2021.

The M1 Plus advantage

When you join M1, you’ll unlock more of everything with three months free of M1 Plus. You get extra perks, 1% cash back on purchases, our lowest Borrow rate, access to Smart Transfers, and more. Plus, our checking accounts offer 1.70% APY2 on your balance, so you can grow wealth even when it’s not invested.

There’s no commitment and you can cancel anytime. When it practically pays for itself, why would you?

Screen shot displaying the perks of joining M1 Plus including high interest checking cash back reduced rate on M1 borrow afternoon trade window Smart Transfers Custodial accounts for the cost of 125 dollars per year

Recognized and celebrated

people icons

Hundreds of thousands of investors

five stars

35,000+
5-star reviews

(App Store and Google Play)

Investopedia logo

Best for sophisticated investors

(Investopedia, 2022)

Money Magazine Logo

One of the best robo-advisors

(Money, 2021)

Dark blue Yahoo logo

Best free trading platform in 2021

(Yahoo, 2021)

The Ascent a Motley Fool Service with the jester hat logo

Best for investing and banking in one

(The Ascent, 2021)

SOPHISTICATED INVESTING
SIMPLE TOOLS

Thoughtful investing doesn’t work with thoughtless brokerages. Start enjoying more tools, lower rates, more power over your wealth—all on a sleek, intuitive platform. It’s free to download and start investing. Switch to M1 today.

M1 Invest tab in front of the M1 borrow tab and M1 transactions tab with lower half of tabs cutoff
  1. M1 Borrow available on margin accounts with a balance of at least $2,000. Not available for retirement and custodial accounts. Rates may vary.
  2. No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.