Grow wealth how you want
Join the next-generation money platform that puts you in control. With M1, you set your strategy, and we automate it. For free.
Deposit $1,000.
Get $30.
- Open a new M1 Invest account.
- Deposit $1,000 or more during your first 14 days.
- Get a $30 boost, on us.
That’s it! Easy as Pie. You will receive your bonus within 7-14 days of your deposit.
LEVERAGE YOUR INSIGHTS
We didn’t make the Finance Super App™ for day trading or set-it-and-forget-it investing. Bring your expertise to our platform for strategic, long term growth—elevated with automation and customizable to suit your goals.
FREE TO USE
No management fees whatsoever.
PERSONALIZED
Build a portfolio of stocks and ETFs how you want.
FLEXIBLE
Diversify with fractional shares.
POWERFUL
Schedule contributions and rebalance with one click.
GET THE BEST M1 HAS TO OFFER
By signing up for M1, you’ll automatically qualify for a FREE year of M1 Plus (a $125 value). You’ll have access to our best perks, features, and discounts that can help you push your money further.
There’s no catch. Sign up in seconds and change your membership settings anytime.
M1 BASIC
- $0 management fees
- AM trade window
- Automate your investing with scheduling and Dynamic Rebalancing
M1 PLUS
- $0 management fees
- AM or PM trade windows
- Smart Transfers use ‘if, then’ rules to optimize your money across M1
BEYOND BRILLIANT INVESTING
The Finance Super App™ can do more than just automate your market moves. When borrowing or spending, M1 Plus gives you the best bang for your buck.
SPEND
Accept direct deposits, transfer funds, and spend with the M1 Spend Visa® debit card.
Plus members get 1% APY 
, 1% cash back, and can send checks.
BORROW
Tap into a portfolio line of credit at just 3.5% and use the funds for anything you like.
Plus members borrow at just 2%.
WHAT OUR CLIENTS SAY
Fractional shares, auto-rebalancing, and it’s absolutely free to use!
Matt G.
M1 Borrow’s flexiblity, convenience, speed and ultra-low interest rate (especially for M1 Plus) can’t be beat.
Adam T.
My favorite thing about M1 is the Pie: it’s very easy to see an overview of my entire portfolio.
Joy W.
May not be representative of the experience of other customers. Not a guarantee of future performance or success.
RECOGNIZED AND CELEBRATED
HUNDREDS OF THOUSANDS OF INVESTORS
POWERFUL INVESTING, YOUR WAY
M1 Deposit $1,000, Get $30 Promotion
Terms & Conditions
The Promotion
Effective March 1, 2021 (the “Effective Date”), if you have never funded an M1 invest account and meet the eligibility requirements described below, then you will be eligible to receive a one-time cash reward of $30 into the cash balance of your M1 invest account. As further described below, you will be eligible for this Promotion when you make a total of $1,000 in ACH deposits during a two week time frame. You can make these deposits on any day within the two week time frame and within any non-retirement account under your username.
This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms”).
Eligibility
To be eligible for this Promotion, you must (1) have never funded an M1 account; (2) have successfully opened an M1 investment account; (3) have not used a referral link to open an M1 account; AND (4) have made deposits of at least $1,000 post electronically to an M1 taxable investment account within a two week (14 day) time period. If you satisfy the conditions stated in the previous sentence, M1 will make a one-time deposit of thirty dollars ($30.00) into the cash balance of your M1 taxable investment account in accordance with these Promotion Terms.
You are only eligible to receive one cash reward under this Promotion. The cash reward will be deposited into your M1 investment account within seven to fourteen (7-14) business days from the date you satisfy the conditions stated herein. The cash reward deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. The cash reward must remain in your M1 investment account for sixty (60) days from the date the cash reward is deposited into your M1 investment account and for the entirety of the 60-day period, which shall be determined by M1 in its sole discretion.
The deposits totaling $1,000 must be made in cash via an ACH deposit into an investment account and not part of any Automated Customer Account Transfers Service (ACATS). Additionally, a deposit into an M1 retirement account is not eligible for this promotion.
This Promotion is independent from the multiple, varying other M1 promotions available at any given time, including but not limited to any of the following promotions:
If you have already received a cash bonus pursuant to the terms of the M1 Referral Promotion, you are expressly ineligible for this Promotion and you will not receive any cash rewards pursuant to these Promotion Terms. M1 reserves the right to revoke the thirty ($30) cash deposit if it is not retained in your M1 investment account for sixty (60) days from the date the cash reward is deposited.
Other Information
This promotion is not valid with any other offers and is non-transferrable. Offer available to legal U.S. Residents. M1 reserves the right to terminate this offer at any time, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of the M1 Terms of Use or Account Agreement have been violated. The value of a cash reward may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of such reward and should consult your tax advisor if you have questions about the tax treatment of such reward.
ACH transfer links can be done on M1’s platform by connecting your outside banking institution plaid or micro deposit. M1 will attempt to offer the ability to link or fund a customer’s account with as many financial institutions as possible, however M1 cannot guarantee customer’s ability to link their M1 account with all financial institutions.
This promotion expires at 12:00pm ET on December 31, 2021.