Robinhood vs. M1 Finance

Are you looking for Robinhood alternatives? Meet M1: The Finance Super App™ built for long-term investors who want to build sustainable wealth.

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Goodbye day trading.

Hello long-term investing.

At M1, we don’t believe speculating or day trading are viable ways to build long-term wealth. Wealth building is a marathon, not a sprint, and it’s time you found a platform that’s built with your financial well-being in mind.

Our mission is to empower you to improve your financial well-being

Everything we do centers on you, the investor.

From our product features, to our automation capabilities, to the content we produce, we’re focused on helping you manage your money and grow your wealth the way you want to.

M1 options - Flexible


Choose the stocks and ETFs you want in your portfolio.

M1 options - Flexible


Diversify easily with fractional shares.3

M1 options - Flexible


Schedule contributions and rebalance with one click.

M1 options - Flexible


Borrow against your investments.1

building with M1


Invest for tomorrow, without distractions.

With M1 there’s no comparison

M1 provides greater automation, some of the lowest rates in the market and more ways to grow your wealth your way. Switch to M1 and get more power behind every dollar.



Investing Mindest

With M1, you’ll practice portfolio-based investing, not day trading. Build your portfolio how you want, and your deposits will be split among your holdings according to your targets during our trade window. No more puts, calls, straddles, spreads, strangles, iron condors, and butterflies.


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More Automation

Robinhood lets you schedule your investments and reinvest your dividends. M1 offers that and more: rebalance your portfolio with one click or with every deposit/withdrawal, pay back your Borrow loans automatically, and use threshold-based rules to automate your money with Smart Transfers from M1 Plus.


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All information was gathered from Robinhood’s website and is accurate as of February 3rd, 2021.

The M1 Plus advantage

Get exclusive features and rewards that help you potentially earn more, access more and receive more perks and discounts.  

Lower rates

Borrow against your investments at just 6.75%. 

Smart transfers

Set up a system of automated rules and optimize your money movements. 

Checking rewards

Earn 1% when you spend, and 3.30% when you don’t.4 

Low price

Get all this and more for just $125/year.  

More investing 

Unlock an exclusive Unlock an exclusive afternoon trade window5.

Sign up for M1 today, and you’ll get a three month free trial of M1 Plus.6 Cancel anytime, though we doubt you’ll want to. 

Learn more

Screen shot displaying the perks of joining M1 Plus including high interest checking cash back reduced rate on M1 borrow afternoon trade window Smart Transfers Custodial accounts

Recognized and celebrated

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Hundreds of thousands of investors

five stars

5-star reviews

(App Store7 and Google Play8)

Investopedia logo

Best for sophisticated investors

(Investopedia, 2022)

Money Magazine Logo

One of the best robo-advisors

(Money, 2021)

Dark blue Yahoo logo

Best free trading platform in 2021

(Yahoo, 2021)

The Ascent a Motley Fool Service with the jester hat logo

Best for investing and banking in one

(The Ascent, 2021)

Yours to build for your wealth today and tomorrow.

M1 Invest tab in front of the M1 borrow tab and M1 transactions tab with lower half of tabs cutoff
  1. M1 Borrow available on margin accounts with at least $2,000 invested per account. Not all securities are available for M1 Borrow and the amount that may be borrowed against a security is subject to change without notice. Available margin amount(s) of M1 Borrow may require greater than $2,000 per Invest account. Not available for retirement, custodial, or trust accounts. Margin rates may vary.
  2. No minimum balance to open account. No minimum balance to obtain APY (annual percentage yield). APY valid from account opening. Fees may reduce earnings. Rates may vary.
  3. If you choose to transfer your account to another broker-dealer, only the full shares are guaranteed to transfer. Fractional shares may need to be liquidated and transferred as cash
  4. Debit card purchases are when the card is swiped, or its 16-digit number is entered online. Any fund transfers, including via card transactions such as P2P or third party processors, are not eligible for cash back. 
  5. Participate in both trade windows when you have $25,000 or more equity to comply with pattern-day trading regulations.
  6. Your free trial (a $31.25 value) begins the date you enroll in the M1 Plus subscription, and ends 90 days after (“Free Trial”). Upon expiry of the Free Trial, your account is automatically billed an annual subscription fee of $125 unless you cancel under your Membership details in the M1 Platform
  7. App Store – Source:
  8. Google Play – Source: