Please note: this promo expired as of 2/7/2024 and is no longer available
Your word is worth a lot
Get a $250 bonus when you refer a friend to M1
Share your referral code with a friend who signs up and funds their account and you could both earn a $250 invest bonus. Referral terms and conditions apply.
How to earn a bonus
Copy your referral code from the M1 app:
Share it with friends or family
and tell them what you like about M1!
You both get $250 investment bonuses
after they sign up and fund a new M1 invest account with $10,000
Earn unlimited bonuses
There’s no limit to how many times you can use your code to refer a friend and earn invest bonuses.
Your invest bonus:
Their invest bonus:
Have someone in mind?
This promotion ends February 7, 2024.
M1 Referral Program | How It Works1
Terms & Conditions For M1 Invest Referrals
Promotion Period: December 15, 2023 to February 7, 2024
- You must have a funded M1 Invest account.
- You must send your referral code to a friend who is not currently an M1 customer.
- Your friend must use your referral code to sign up for a new M1 invest or retirement account.
- Your friend must be approved to open an M1 invest or retirement account.
- If your friend deposits at least the Account Opening Minimum Amount2 into an invest or a retirement account within thirty (30) calendar days of their New User Sign- up Date, then you and your friend will receive $250, in addition to any other bonus you may receive.
- Your friend must maintain their initial deposit amount of at least the Account Opening Minimum Amount2 in their account for 30 calendar days.
How Does Your Friend Use Your Unique M1 Referral Link?
- Send your unique M1 Referral Link to your friend via email or text.
- Have your friend click on your unique M1 Referral Link and create an account.
Where Can You Find Your Referral Link?
- Open your Invest screen (mobile) or click on your name (web)
- At the top right hand corner click on the silhouette (app) or your name (web)
- Click “Refer & Earn” (this will only be visible if your account is funded)
- Sign up and choose your Payment Account3
- Share your unique referral link with a friend
You can return to the referrals page at any time to locate your unique referral link.
1Important Terms and Conditions
Bonus: $250 cash for both you and your friend
You will receive a $250 referral bonus in your Payment Account3 within 14 business days of your friend successfully opening an M1 account and funding it with at least the Account Opening Minimum Amount2 for the subsequent 30 calendar day period. Your friend will also receive their $250 referral bonus in their Payment Account within 14 business days of successfully opening an M1 account with your unique referral link and funding it with at least the Account Opening Minimum Amount2 for the subsequent 30 calendar day period. Any bonus money to be paid to you and your friend can only be paid into an open Payment Account3 (non- retirement).
The $250 promotional amount can be found under Settings>Promotions. You might see that the promotion was successful before the credit has been applied to your Payment account.
Once credited, you will see a $250 Promotional Credit in Activity.
2 Account Opening Minimum Amount
- Individual – $10,000
- Joint – $10,000
- Custodial – $10,000
- Trust – $10,000
- Retirement (Traditional, Roth, or SEP IRA) – $10,000
3 Payment Accounts
Referrals and other promotional credits are deposited into your designated “Payment Account”. A Payment Account must be an individual or joint brokerage account (funding not required). A Payment Account cannot be a retirement account. Both you and anyone you refer will be required to have a Payment Account to receive the referral bonus. It is solely your and your friend’s responsibility to open a valid Payment Account, and without a valid Payment Account, you will not be able to receive referral bonuses.
If you have more than one taxable account, you can change the Payment Account at any time from Settings>Payment.
Additional Information, Terms and Exclusions:
This referral offer is valid only for new M1 account users during the Promotion Period (the “M1 Referral Program”). Please send your unique referral code only to people who you know personally and who will be glad to get it. To qualify for the $250 M1 Invest referral bonus, referred family and friends must sign up during the Promotion Period (e.g., no later than 11:59 p.m. ET on the last day of the Promotion Period) and make an initial deposit of at least the minimum required amount into a brokerage or retirement account (“Account Opening Minimum Amount”)2 within 30 calendar days of New User Sign-up Date and account approval and maintain that initial deposit amount for the subsequent 30 calendar days.
If you are a member of another FINRA brokerage, you are ineligible from receiving any monetary bonus for referrals to M1. You will still be eligible for earning Plus membership.
The M1 Referral Program is only available through 11:59 p.m. ET on the last day of the Promotion Period. M1 is the sole and official timekeeper.