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Spread the word.  
Share the wealth.

Turning friends and family onto M1 isn’t just good karma, it’s also a way to fuel your strategy. You can get 6 free months of M1 Plus, a $100 investing bonus, or both when you refer a friend.

You must have an active M1 account to make a referral. To open an account, click here.
View referral terms.

Turning friends and family onto M1 isn’t just good karma, it’s also a way to fuel your strategy. You can get 6 free months of M1 Plus, a $100 investing bonus, or both when you refer a friend.

Invite friends to

Invest

using automated tools, always commission-free Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures, and ADR fees. For complete list of fees, visit m1.com/legal/disclosures/misc-fees

You can earn 6 months of M1 Plus (a $60 value) per referral, each time a friend opens and funds an M1 investment account using your code. And, if your friend deposits $5,000 into their account within the first 30 days, you’ll both get a $100 invest bonus.

Earn unlimited bonuses

There’s no limit to how many times you can use your code to refer a friend for months of M1 Plus or invest bonuses.

Your invest bonus:

$100

Their invest bonus:

$100

Referral cap:

Unlimited

Total referral bonuses awarded by M1:

$4,100,000 + 

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC. 

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M1 Referral Program | How It Works

Terms & Conditions For M1 Invest Referrals    

Promotion Period: May 23, 2023 to December 31, 2023: 

  • You must have a funded M1 Invest account.  
  • You must send your unique referral code to a friend who is not currently an M1 customer.  
  • Your friend must use your unique referral code to sign up for a new M1 invest or retirement account.  
  • Your friend must be approved to open an M1 invest or retirement account.     
  • Bonus #1: Free 6 months of M1 Plus
    – If your friend funds their account with at least $100 within 30 calendar days from New User Sign-up Date, or $500 for a retirement account, then you will receive 6 months of M1 Plus for free (up to a $60 value).  
  • Bonus #2: $100 into your invest account   
    – If your friend deposits at least the Account Opening Minimum Amount2 into a invest or a retirement account within 30 calendar days of New User Sign-up Date, then you’ll both receive $100. 
  • Your friend must maintain their initial deposit amount in their account for 30 calendar days.  
  • You can earn 6 months of Plus once per unique referral   

How Does Your Friend Use Your Unique M1 Referral Code?   

  • Send your unique M1 Referral code to your friend via email or text.   
  • Have your friend click on your unique M1 Referral code and create an account.  

Note: M1 Invest Referral bonus can only be paid into an open Payment Account3 (e.g., non-retirement account).

Where Can You Find Your Referral Code?  

  • Open your Invest screen (mobile) or click on your name (web)  
  • At the top right hand corner click on the silhouette (app) or your name (web) 
  • Click “Refer & Earn” (this will only be visible if your account is funded
  • Sign up and choose your Payment Account3 
  • Share your unique referral code with a friend 

You can return to the referrals page at any time to locate your unique referral code. 

Bonus #1: Free 6 months of M1 Plus membership 

You will receive six (6) months of M1 Plus membership for free (up to a $60 value) each time a new friend funds their invest account with at least $100 within thirty (30) calendar days from New User Sign-up Date, or $500 for a retirement account. You may receive additional six (6) month periods of free membership (each period, up to a $60 value) for each friend that qualifies for the aforementioned conditions. In the event you are not a current M1 Plus member, then your free M1 Plus membership period(s) will be activated within fourteen (14) business days, if not sooner. In the event you are a M1 Plus member, the six (6) month free period(s) will begin at the end of your then-current M1 Plus membership period. Please see M1 Plus Membership details and see M1 Plus Payment Terms for additional information.   

New User Sign-up Date” shall mean the first day you (or your friend) submit(s) a valid email and password to create a user login at M1.

Bonus #2: $100 to invest 

You will receive a $100 referral bonus in your Payment Account3 within fourteen (14) business days of your friend successfully opening an M1 account within thirty (30) days of New User Sign-up Date and funding it with the Account Opening Minimum Amount2 for the full thirty (30) calendar day period. Your friend will also receive their $100 referral bonus in their Payment Account3 within fourteen (14) business days of successfully opening an M1 account with your unique referral code within thirty (30) days of New User Sign-up Date and funding it for the full thirty (30) calendar day period. 

The $100 promotional amount can be found under Settings>Promotions. You might see that the promotion was successful before the credit has been applied to your Payment Account. 

Once credited, you will see a $100 Promotional Credit in Activity. 

 

Important Terms and Conditions

2 Account Opening Minimum Amount

Account Type:

  • Individual – $5,000
  • Joint – $5,000
  • Custodial – $5,000
  • Trust – $5,000
  • Retirement (Traditional, Roth, or SEP IRA) – $5,000

3 Payment Accounts

Referrals and other promotional credits are deposited into your designated “Payment Account”. A Payment Account must be an individual or joint brokerage account (funding not required). A Payment Account cannot be a retirement account. Both you and anyone you refer will be required to have a Payment Account to receive the referral bonus.  

If you have more than one taxable account, you can change the Payment Account at any time from Settings>Payment

Without a valid Payment Account, you will not be able to receive referral bonuses. 

Personal information collected in connection with this offer will be used in accordance with M1’s Privacy Policy

The M1 Referral Program is only available through 11:59 p.m. ET on the last day of the Promotion Period. M1 is the sole and official timekeeper.