Sophisticated wealth building, simplified.

Select, direct, and automate
today’s money moves and tomorrow’s goals.

Join M1

Powerful tools to manage your wealth


Rack up





on your balance with a High-Yield Cash Account

Open a High-Yield Cash Account ›


Customize your portfolio with over


stocks & ETFs

Open a Brokerage Account ›


Reward yourself with up to



cash back (M1 Plus)2

Get the Owner’s Rewards Card by M1 ›


Apply for a Personal Loan starting at



on your cash balance

See your Personal Loan offers ›

Borrow against your investment portfolio at 7.25%4

Get built-in Margin access ›

Learn the difference between a High-Yield Savings Account and a High-Yield Cash Account here.

Learn the difference between a Margin Loan and a Personal Loan here.


Invest strategically with Pies

On M1, you see groups of investments as Pies. Set a target for each Slice of your Pie. Every time you make a deposit, we’ll invest toward your target, commission-free.^

Start investing
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You’ve got a long-term vision.
We’ve got the tools to automate it.

Account protections you can count on

Member of SIPC. Securities in your account protected up to $500,000. For details, please see

All M1 High-Yield Cash Accounts deposits are FDIC-insured up to an aggregate total of $3.75 million.5

As a technology-first company, M1 utilizes the latest in information security to keep your private information secure.

Best for Sophisticated Investors
(Investopedia, 2023)

Best Investment App for Portfolio Customization (Insider, 2023)

One of the best Roth IRAs (Fortune, 2023)

Over 60,000 users left 5-star reviews4

Upgrade your wealth-building experience today

Join M1