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This promotion has expired.

Welcome to M1

Get up to $500
in your new Brokerage Account

We’re rolling out the green carpet just for you. Sign up, make a deposit within 14 days, and get a big cash reward as our welcome to you.

Get up to $500 in your new Brokerage Account

Promotional terms and conditions apply.

Get up to $500 in your new Brokerage Account

Make a deposit, get a bonus

Deposit $10,000 or more within two weeks of opening your new M1 Brokerage Account and get a cash bonus of $75 – $500 deposited to that account.

Wealth-building for today’s long-term investors

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Fewer fees Other fees may apply such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.

Because every dollar you don’t pay in management fees is one you can invest in yourself.

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Smarter tools

Because your time is as valuable as your money. You make the choices that are right for you, we handle the rest.

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Wiser strategies

Because you believe that building long-term wealth isn’t achieved by day-trading or neglected retirement accounts.

“My favorite thing about M1 is the Pie: It’s very easy to see an overview of my entire portfolio.”
Joy W.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.

Recognized and celebrated

Join hundreds of thousands who trust us with Information as of September 2023

$9 billion

Over 70,000

5-star reviews1 2

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Best for Sophisticated Investors and Low Costs 
(Investopedia, 2023)

Best Investment App for Portfolio Customization
(Insider, 2023)

One of the best robo-advisors of 2023 
(Bankrate, 2023)

One of the best Roth IRAs 
(Fortune, 2023)

Total control. Total automation.

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M1 Deposit Promotion


The Promotion

Starting from January 1, 2023 through July 15, 2024 (the “Promotion Period”), all new users who have never registered for an M1 user account and meet the eligibility requirements described below will be eligible to receive a one-time cash reward deposited into your newly opened M1 taxable invest account (the “Promotion”). As further described below, you will be eligible for this Promotion when you deposit, in aggregate, at least $10,000 via automated clearing house (“ACH”) deposits within the first fourteen (14) calendar days of New User Sign-up Date (“Deposited Value”1). You can make these deposits on any day within the fourteen-day time frame, so long as the total aggregate deposited amount is at least $10,000. 

This Promotion is subject to the terms and conditions stated herein (the “Promotion Terms and Eligibility”). 

Promotion Terms and Eligibility

To be eligible for this Promotion, and during the Promotion Period, you must (1) have never registered for an M1 user account; (2) have successfully opened an M1 investment account; (3) have not used a new account opening referral link to open an M1 account; AND (4) have made the Deposited Value1 to an M1 taxable investment account within the first fourteen (14) calendar days of New User Sign-up Date. “New User Sign-up Date” shall mean the first day you submit a valid email and password to create a user login at M1. If you satisfy the above conditions, M1 will make a one-time deposit into the cash balance of your M1 taxable investment account in accordance with Table 1 below (the following accounts are ineligible to receive any promotional deposit: any retirement, custodial or trust).

You are only eligible to receive one Promotional Credit2 under this Promotion. The applicable Promotional Credit2 will be deposited into your M1 investment account the last day of the sixth month after the New User Sign-up Date (the “Pay-out Date”) provided that you satisfy the conditions stated herein. For example, if New User Sign-up Date is January 14, 2023, you must make the Deposited Value1 within the first fourteen (14) calendar days of New User Sign-up Date. The Pay-out Date will be the last day of the month that is six months after the New User Sign-up Date, so in this example July 31, 2023.

The Promotional Credit2 deposited by M1 is a fixed cash value and does not constitute stock or any other security, nor is it a recommendation to buy any specific stock or other security. The total aggregate Deposited Value1 made to an M1 taxable investment account within the first fourteen (14) calendar days of New User Sign-up Date must remain equal to, or greater than, the value after the net deposit was made (minus any losses due to trading, market volatility or margin debit balances) until the Pay-out Date. Reallocation of any funds transferred externally, or internally to any other M1 services (e.g., M1 Spend), prior to the Pay-out Date will disqualify you from this Promotion. M1 reserves the right to revoke the Promotional Credit2 cash deposit if the total aggregate transferred Deposited Value1 is not retained in your M1 taxable investment account until the Pay-out Date.

Deposited Value1Promotional Credit2 
$10,000 – $29,999.99$75
$30,000 – $49,999.99$150
$50,000 – $99,999.99$250

The entire Deposited Value1 must be made in cash via an ACH deposit into a taxable M1 investment account and not part of any Automated Customer Account Transfers Service (“ACATS”). A deposit into an M1 retirement account or a direct 401(k) rollover is not eligible for this Promotion. Additionally, cryptocurrency is not eligible for this Promotion.

This Promotion is independent from, and in addition to, your potential participation in the M1 ACATS Promotion available to you at any given time. However, if you have already received a cash bonus pursuant to the terms of the M1 Referral Promotion for new accounts, you are expressly ineligible for this Promotion and you will not receive any cash rewards pursuant to these Promotion Terms.

Other Information

This Promotion is not valid with any other offers and is non-transferrable. Offer is available only to legal U.S. Residents. M1 reserves the right to terminate this offer at any time without notice, to limit the amount of account bonuses you are eligible to receive, and to refuse or recover any promotion award if M1 determines that it was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided, or that any terms of these Promotion Terms, the M1 Terms of Use or Account Agreement have been violated. The value of any Promotional Credit2 is a cash reward and may be taxable income to you. You are responsible for any federal or state taxes resulting from receipt of such reward and should consult your tax advisor if you have questions about the tax treatment of such reward.

ACH transfer links can be done on M1’s platform by connecting your outside banking institution, Plaid, or micro-deposit. M1 will attempt to offer the ability to link or fund a customer’s account with as many financial institutions as possible, however M1 cannot guarantee customer’s ability to link their M1 account with all financial institutions.

This Promotion expires at 11:59pm ET on July 15, 2024. M1 is the sole timekeeper of this Promotion.