M1

Revolutionize your finances with M1’s innovative personal finance platform. Explore earning, investing, spending, and borrowing solutions.

  • Our year together

    M1

    Reflections on the past, present and future of M1 from CEO Brian Barnes This year, 2026, will mark M1’s tenth year in business. Trust me when…

  • Unlock lower borrowing costs: Borrow for as low as 3.99%

    M1, Borrow

    Right now, M1 clients have the opportunity to reduce their margin borrowing costs for the full year ahead. For a limited time, you can secure a 1.66% discount below our standard margin rate for 12 months—and you don’t need to carry a balance to qualify. If you’re eligible for the promotion, simply opt in within the app by January 31, 2026, and the discounted rate is yours if and when you borrow during the promotional period. 

  • AI at M1: How the M1 Team Uses Artificial Intelligence Every Day 

    M1

    At M1, AI is a major part of how we plan, build, and safeguard the platform every day. From design and engineering to operations and compliance, teams across M1 have been using AI to move faster and operate at scale. Here’s how four teammates put AI to work.

  • Introducing News Snapshot

    M1, Invest, Plan

    Looking for news that actually matters to your long-term vision? News Snapshot has you covered. It’s M1’s latest update to the research tab, designed to…

  • Why M1 Uses Trade Windows

    M1, Invest

    New clients often wonder why M1 uses trade windows. M1’s trade windows are an intentional and core design choice to support long-term, automated, and diversified…

  • M1’s approach to beta testing  

    M1

    At M1, we’re committed to building helpful tools for long-term wealth building. A key part of that process is beta testing—and it helps us to…

  • How M1 Clients Use Benchmarking  

    M1, Invest

    Now that performance benchmarking is built into M1, it’s easier than ever to see your portfolio’s performance in context. However, it’s important to make sure…