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Revolutionize your finances with M1’s innovative personal finance platform. Explore earning, investing, spending, and borrowing solutions.

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Coming soon: M1 High-Yield Savings Account with 5.00% APY on your cash

November 14, 2022December 12, 2023 M1

Invest, Borrow, Spend—and now Save. Early next year, M1 will offer a high-yield savings account where M1 Plus members earn APY1 on their cash. The…

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Owner’s Rewards Card updates: No annual fee or shareholder requirements

September 23, 2022July 10, 2024 M1

See the latest updates to the Owner’s Rewards card including no annual fee or shareholder requirements.

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Everything you need to know about the new Owner’s Rewards Card by M1

September 23, 2022July 10, 2024 M1

Since publishing this blog post, we’ve made some changes to the Owner’s Rewards Card. As a result, details in this post may not reflect current…

M1 product updates: Crypto, move slices, and more

M1 product updates: Crypto, move slices, and more

September 8, 2022September 8, 2022 M1

See the latest product updates on M1, including accessing crypto, moving slices between Pies, and opening M1 Checking Accounts.

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How to use the Pirate Framework to standardize company metrics

September 1, 2022September 1, 2022 M1

Learn how we use the Pirate Framework to understand, discuss, and measure the entire client lifecycle consistently across all products.

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Building a centralized analytics organization through a decentralized divisional model

August 25, 2022August 31, 2022 M1

A divisional model can encourage autonomy and creativity by trusting people. See how we use it at M1 for better products and analysis.

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How we use machine learning to predict client assets

August 18, 2022August 31, 2022 M1

See how we use machine learning to improve initiatives, strategically plan for the future, and market to investors who may benefit from M1.

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Why we’re launching investing in crypto on M1

July 11, 2022July 10, 2024 M1

We’d like to let you know that crypto is coming to M1. As of today, you can start researching crypto and building crypto Pies. In…

Man working from home with infant daughter on his lap.

Why a hybrid work environment works best for our employees

June 6, 2022July 10, 2024 M1

The only constant is change, especially for post-pandemic hybrid work environments. The way we attend events is different, the way we travel is different, and…

Manage your money with M1

Invest, borrow, and spend on one intuitive platform. Customize your strategies, automate the big picture, and let The Finance Super App®️ take care of the day-to-day. M1 gives total control for your wealth today and tomorrow.

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Disclosures

By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.

M1 is not a bank. M1 High-Yield Savings Accounts and Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.

M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member  FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank.

M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

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