Headshot of Matt G.

Fractional shares, auto-rebalancing, and it’s absolutely free to use!

– Matt G.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.

Image of an M1 Pie

Invest with Pies

Manage your portfolio with Pies, our intuitive, interactive dashboard. Choose your stocks and ETFs and build your customized investment plan with ease. Or get started quickly with pre-baked Expert Pies designed for a multitude of goals or investment styles. 

Customize your Pie

Add your securities as slices of your Pie or build a Pie and use it as a smaller part of your overall Pie to organize your portfolio with ease. 

Dig into an Expert Pie

We’ve put together over 60 curated Pies for a variety of investing styles or goals. From responsible investing, to dividend earners, to cannabis companies and so much more. Learn more here

Build long-term wealth your way

Our tools help you develop the right strategy for your time horizon, risk tolerance, and goals. Then, powerful automation helps you execute and maintain it over the long term. 


Schedule contributions, automatically invest, and dynamically rebalance every time you buy into your portfolio.


Build a custom portfolio of the stocks and funds you want or choose from an expert portfolio that speaks to you. 

Fractional shares 

Buy as little as $1 worth of a security, regardless of price, to fine-tune your strategy. Diversify with ease and make sure you’re always fully invested.

Headshot of Victor M.

I love the ability to invest without paying fees. I can put the extra savings toward purchasing extra shares.

– Victor M.

Testimonials may not be representative of the experience of other customers. Not a guarantee of future performance or success.

Smart transfers

Set up automated ‘if, then’ rules and optimize your money across M1.

Custodial accounts

Start building long-term wealth for the children in your life.

Two trade windows

Invest in the morning or the afternoon, or both when you have more than $25,000 equity in your portfolio.

M1 Plus: Add more to your M1

Exclusive features and rewards that help you earn more, access more and receive more perks and discounts. 

Your first three months are free. info icon There’s no catch, and it only takes a moment to sign up.

Your Invest questions, answered

Set up an individual taxable account for your general investing needs, including a joint account with a relative, spouse, or domestic partner; traditional, Roth, and SEP IRAs, or a trust account.

Read more

M1 Finance automates maintenance and simplifies construction of your custom investment portfolio. After you create your Pie-based portfolio, M1 utilizes its proprietary trading system to automate all of your trading activity. You’ll never have to input or execute any trades manually.

Read more

Unlike some companies, M1 charges no management fees. There are some miscellaneous fees for some services, which you can find here.

Investing can be one of the best ways to build wealth for the long-term, but here are some things to keep in mind when creating your portfolio

  • Returns from any investment requires that the company stays in business.
  • Stock prices may fluctuate up or down based on factors inside the company, political events, or market events.
  • Inflation reduces purchasing power and may erode returns for people investing in cash equivalents.
  • Interest rate changes can affect the business operations, profits, and losses of companies in many sectors of the market.
  • The potential lack of market availability of an investment you want to buy or sell quickly can reduce potential gains but increase potential losses.

Glad you ask. Get the big picture here.

Total control, total automation for your
wealth today and tomorrow.

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By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures and ADR fees. For complete list of fees, visit M1 Fee Schedule.

M1 is not a bank. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

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