Long-term investing without the busy work

Build a balanced portfolio without micro-managing each trade.

M1 long-term investing

Explore the power of automation with the M1 Pie

long-term investor

Skip the real-time updates

Who needs second-by-second trading data when you’re in it for the long haul? M1 executes trades during scheduled trade windows. This takes the emotion out of timing your trades for a more holistic, disciplined approach. 

Track and direct dividend income

Margin: Built into your investing workflow

Borrow up to 50% against eligible securities with a click.

Margin loans on M1

Account types

Brokerage accounts

Retirement accounts

Other accounts

Your brokerage account questions, answered

A $3 monthly platform fee will apply to clients with less than $10,000 in M1 assets or without an active Personal Loan. The fee will be waived if your opened M1 Invest or Earn accounts settled aggregate balance equals or exceeds $10,000 for at least one day during the 30-day billing period. The monthly platform fee will be waived for all clients with an active M1 Personal Loan, regardless of their M1 Invest or Earn balances. Learn more here.

We don’t charge any commission, trading, or management fees for self-directed brokerage accounts. However, you may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.

M1 uses a proprietary trading system to automate your trading activity. Buys are queued up and executed during trade windows. You don’t have to input or execute any trades manually if you don’t want to. Read more about how M1 trades.

You can set up an individual or joint taxable account; traditional, Roth and SEP IRAs; trusts and custodial accounts; and crypto accounts. Learn more about the account types M1 supports.

Investing can be one of the best ways to build wealth for the long-term, but there are some things to keep in mind when creating your portfolio.

If your question isn’t listed here, go to the Help Center.

Join the next wave of long-term wealth building
Long-term investing interface on M1


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