Borrow Archives - M1

Borrow

Navigate loans and credit wisely. Explore borrowing options, understand interest rates, and learn effective debt management strategies.

How I implemented the “Buy, Borrow, Die” and other tax smart strategies on M1
August 21, 2024August 22, 2024 Invest, Borrow

I grew up in a family with very little money, and no one ever found the time to understand how money works. There was no…
How I Use Margin to Enhance Portfolio Diversification and Increase My Expected Returns
August 9, 2024August 9, 2024 Borrow

I grew up envisioning a big red warning sign anytime I saw the terms margin, leverage, or debt. I was told, just like you probably…
Margin investing just got simpler: Introducing M1’s margin buying power
July 19, 2024July 22, 2024 Invest, Borrow

Sophisticated wealth building, simplified Today, we’re excited to unveil our latest feature: Margin buying power. This advancement streamlines how you leverage margin in your investment…
Americans take on more debt as interest rates rise
May 6, 2022July 4, 2024 Borrow

Market news for the week of May 6, 2022, including rising interest rates, Q1 earnings reports, and ways to invest in cryptocurrencies.

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By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.

M1 is not a bank. M1 High-Yield Savings Accounts and Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.

M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member  FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.

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M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.

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