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Investing

Take control of your portfolio and develop a long-term strategy to meet your financial goals. 

5 Investing Choices for a Volatile Market

5 Investing Choices for a Volatile Market

January 25, 2023January 25, 2023 Investing

Try to avoid impulsive decisions governed by emotions and instead focus on investing strengths and weaknesses, changing opportunities and long-term goals.

How automatic rebalancing simplifies portfolio management

How automatic rebalancing simplifies portfolio management

November 17, 2022November 17, 2022 Investing

Learn how M1 intelligently and automatically rebalances your portfolio to keep your financial targets and goals on track.

Automating your finances to build long-term wealth

Automating your finances to build long-term wealth

October 6, 2022October 6, 2022 Investing

Automating your finances is one of the best ways to build long-term wealth. Learn how to create your own recurring investment schedules here.

5 steps to transfer stocks between brokerages

5 steps to transfer stocks between brokerages

September 6, 2022September 7, 2022 Investing

Switching brokerages? In-kind or ACAT transfers allow you to transfer your investments between brokerages “as is”. Here are the five steps to consider and complete.

9 myths about brokerage account transfers

9 myths about brokerage account transfers

July 19, 2022August 16, 2022 Investing

Brokerage account transfers aren’t always what they seem. Learn the truth about common myths and discover what makes the process simpler.

Using tax-loss harvesting to turn capital losses into tax breaks

Using tax-loss harvesting to turn capital losses into tax breaks

July 8, 2022July 25, 2022 Investing

Sometimes, the market declines and leaves you wondering what you should do. Buy? Sell? Both? For some, the answer may be “both”— this is called…

Fractional shares: How they work and where to buy them 

Fractional shares: How they work and where to buy them 

June 16, 2022June 28, 2022 Investing

With fractional shares, owning a variety of assets is more accessible than ever. Before investing, it’s important to understand what they are and how they can fit into your portfolio. 

Understanding the impact of interest rates on the stock market

Understanding the impact of interest rates on the stock market

May 26, 2022August 12, 2022 Investing

Whether you realize it or not, interest rates influence your everyday finances. As an engaged investor, it’s important to understand how lowering or rising rates influences stock markets.

How do stock dividends work? Here’s what you need to know

How do stock dividends work? Here’s what you need to know

May 20, 2022August 12, 2022 Investing

Everything you need to know about dividends: what they are, how they’re paid, key dates, and how they benefit your portfolio.

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By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 is a technology company offering a range of financial products and services. "M1" refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC. 

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC, M1 Spend LLC and M1 Digital LLC, each a separate, affiliated, and wholly-owned operating subsidiary of M1 Holdings Inc.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

Commission-free trading of stocks and ETFs refers to $0 commissions charged by M1 Finance LLC for self-directed brokerage accounts. Other fees may apply such as regulatory, M1 Plus membership, account closures and ADR fees. For complete list of fees, visit M1 Fee Schedule.


M1 is not a bank.  Personal Loans provided by B2 Bank National Association, Member FDIC, Equal Opportunity Lender. 


Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.


M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.


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  • Home
  • Invest
    • Flexible, customizable,
      and automated.
      Intelligently invest your way, commission-free.

      Brokerage accounts

      Individual

      Joint

      Crypto

      Custodial

      Retirement Accounts

      Traditional IRA

      Roth IRA

      SEP IRA

      Other accounts

      Trust

      More about investing at M1

      Transfer investments to M1

      How M1 Pies work

      Automate your investing

      Borrow against your account

      Account safeguarding

  • Borrow
    • Borrow against your qualifying investments or from us with low rates for qualified borrowers.

      Portfolio lines of credit

      Margin Loans

      Loans

      Personal Loans

      More about Margin Loans at M1

      What’s a margin loan?

      What can you use one for?

      M1 Plus lowers your interest rate

      Maintenance calls

      Margin loans differ from personal loans

      More about Personal Loans at M1

      Personal loan eligibility

      Does applying for a personal loan affect my credit?

      When will I receive my funds?

      M1 Plus lowers your APR

  • Spend
    • Maximize everyday finances with high-yield bank accounts and tiered credit card rewards.

      Checking

      M1 Spend

      Credit

      Owner’s Rewards Card

      More about everyday finances with M1

      Automate your transfers

      Higher yields with M1 Plus

      What are Owner’s Rewards?

      Account safeguarding

      More about credit at M1

      What are Owner’s Rewards?

      Higher cash back with M1 Plus

  • Save
    • An FDIC-insured savings account with industry leading 4.50% APY*.

      Savings

      High-Yield Savings Account

      More about High-Yield Savings Accounts with M1

      Higher yields with M1 Plus

      Account safeguarding

      Savings FAQs

  • Plus
    • Membership
  • Resources
    • Help Center
    • Contact Us
    • Blog
    • Referral Program
  • About
    • Our Mission
    • Our Team
    • M1 Milestones
    • Careers
    • Press
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