M1 Blog
The place to improve your financial well-being. Explore resources for investing, banking, borrowing, and spending like a long-term investor.
There’s much to be thankful for this holiday season. Here are just a few examples.
Workers have absolutely felt the feast or famine effects in the last few years. The pandemic shutdowns sent many workers home, sending the unemployment rate…
Big bank CEOs earned big in 2022. At the same time, they gave their depositors nearly nothing in interest on their funds.
A bank failure can be a scary experience for depositors. Here was my experience.
Discover the investment journey and lessons of a fifth-grade stock market game player and how their portfolio performed 15 years later.
If you have a high deductible health plan, consider saving and investing in a HSA.
Interviewed by Chandra Jong, Project Coordinator at M1 In honor of Asian American & Pacific Islander Heritage Month at M1, we sat down with Simon…
CFPB complaints are rising as consumers grow frustrated with the three major credit bureaus.
The wait is over. As of today, we’re starting rollout of the M1 High-Yield Savings Account to existing M1 users. And we’re excited to announce…
Rate chasing between high yield savings accounts several times may not be worth it. It may be worth it to simply pick one and move forward with it.
If you talk to a financial advisor, they may say they are paid a 1% fee AUM. That may not sound like a lot, but it can potentially grow to be a significant amount.
Home solar can be a great way to cut costs on your home energy bill. But is it worth the investment?
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M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.
Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.
M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.
M1 is not a bank. M1 High-Yield Savings Accounts and Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.
M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member  FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.
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M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.
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