Earn big with Owner’s Rewards brands

Cardholders earn more when shopping with these popular brands—including 2.5%, 5%, and 10% cash back. Plus, 1.5% cash back on everything else.1

Your Pie could get a whole lot sweeter

Whether it’s everyday purchases, favorite subscriptions, or the occasional splurge, M1 clients earn more when using the Owner’s Rewards Card by M1. Then, you can automatically reinvest earnings in your Pie for long-term impact.  

10% cash back

AMC Theaters
Netflix Logo
Spotify Logo


Chewy Logo
Chipotle Logo
Dominos Logo
Starbucks Logo
Mcdonald's logo


Exxon logo
Target logo
Walgreens logo
BP logo
Home Depot logo
Chevron logo
Lowe's logo
Uber logo
Doordash logo
Lyft logo
Uber Eats logo

Get 1.5% cash back on everything else 

All cash back rewards earned on eligible purchases are subject to a maximum of $200 cash back per calendar month.

12.5% – 10% Owner’s Rewards cash back is earned on qualifying purchases based on M1’s rewards tiers that can be found here. All Standard Reward purchases receive 1.5% cash back. Owners Rewards and Standard Rewards are subject to a maximum of $200 cash back in aggregate per calendar month. Exclusions may apply. See Rewards Terms for additional information and exclusions.