Secure Your Financial Future: Strategies for an Emergency Fund
You wake up on a Monday morning to find your car won’t start, and you have an important meeting in an hour. Without an emergency…
Financial Milestones: Map Your Money for Success
Sarah, a 28-year-old marketing manager, reviews her bank account with a growing sense of unease. The prospect of a house down payment, outstanding student loans,…
The Digital Envelope System: Modern Tools for Classic Budgeting
Imagine logging into your bank account and feeling a sense of dread, wondering where all your money went this month. Sound familiar? In our fast-paced,…
The 50/30/20 Rule: A Simple Budget Guide
The 50/30/20 budgeting rule is a potentially helpful budgeting strategy that’s offering a new perspective on money management. In this comprehensive guide, we’ll explore how…
Corporate vs. Government Bonds: A Comprehensive Guide for Investors
In the world of investing, bonds are often considered less risky investments compared to stocks. However, it’s important to understand that not all bonds are…
Understanding Your Total Compensation: A Comprehensive Guide to Employee Benefits
In today’s competitive job market, your salary is just the beginning. Uncover the potential in your compensation package and learn how to evaluate it for…
Bond Laddering: Understanding a Fixed Income Investing Strategy
Bond laddering is a fixed income investing technique that some investors use in an attempt to manage interest rate risk and potentially optimize their portfolios….
Fed Rate Cuts Explained: Impact on Your Finances and the Economy
Interest rate changes can potentially impact your mortgage payments and other aspects of your financial life. But what does it really mean when the Federal…
Zero-Based Budgeting: A Guide to Managing Your Finances
Zero-based budgeting is a popular financial management approach that aims to give you more control over your spending and saving habits. This comprehensive guide will…
Creating a Value-Based Budget: Aligning Your Spending with Personal Priorities
What if your budget could not only manage your money but also bring you closer to your life goals? At M1, we understand the importance…
Traditional IRA Explained: Your Guide to Potential Tax-Advantaged Retirement Savings
A traditional IRA is an investment account that allows investors to put money away tax-free. Here’s what you need to know about the account.
Bond Laddering: Understanding a Fixed Income Investing Strategy
Bond laddering is a fixed income investing technique that some investors use in an attempt to manage interest rate risk and potentially optimize their portfolios….
