M1 Blog
The place to improve your financial well-being. Explore resources for investing, banking, borrowing, and spending like a long-term investor.
Before investing in crypto, it’s important to research, know your risk tolerance, and consider your investment strategy. This post shares the fundamentals of crypto, our current offerings at M1, and how to factor it into your financial planning.Â
Before the City Scholars program, hundreds of talented engineering students had to land competitive tech internships on their own. Leaders at the University of Illinois…
A week ago, Elon Musk bought Twitter. Today, we’re breaking down the deal, covering details you may have not heard about, and explaining what happens to investors’ shares when a public company goes private.
Today’s weekly roundup includes earnings calls from tech giants, with a splash of beverage reports.
American Depository Receipts (ADRs) allow U.S. investors to access global businesses that have their primary listings on foreign stock exchanges. Learn how how ADRs work, what to consider before buying, and how to add these global securities to your portfolio. Â
It’s earnings season, and analysts are abuzz. Much like a school report card, earnings reports reveal how publicly traded companies have performed over the last…
The week’s top finance news, from a rocky earnings season recap to emerging inflation fears.
For almost 50 years, Howard Brown Health has been supporting Chicago’s LQTBQ+ community with affirming healthcare, social justice advocacy, and individual well-being empowerment. The team…
Employee Resource Groups (ERGs) are a fantastic way to open the dialogue and provide a community at work. These employee-led groups help build community and…
When a company has extra cash, it’s usually faced with two options: reinvest the money into the company, or issue a stock buyback.
Extreme ownership is a core company value at M1. It’s all about having the autonomy to be the CEO of your role and taking pride…
At M1, we strive to make our hiring process as team oriented as our company. We do our best to maintain a low ego, make…
Check the background M1 Finance LLC with FINRA’s BrokerCheck
Disclosures
By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.
M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.
Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.
M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.
M1 is not a bank. M1 High-Yield Savings Accounts and Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.
M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member  FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.
Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank.
M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
M1 Finance LLC
200 N LaSalle St., Ste. 810, Chicago, IL 60601
© Copyright 2025 M1 Holdings Inc.
