M1 Blog

The place to improve your financial well-being. Explore resources for investing, banking, borrowing, and spending like a long-term investor.

What you need to know about investing in a Roth IRA
Investing Sep. 24, 2018 What you need to know about investing in a Roth IRA

Individual retirement accounts (or IRAs) are a fantastic way to begin investing and saving for the future because they are tax-sheltered accounts, meaning you’ll pay fewer taxes than other investment account types. […]

Illustration of a group outside a bank managing finances
Investing Sep. 13, 2018 Choosing when to save and when to invest

Should you invest in the stock market, or keep your money in a savings account? Here’s what you need to consider when choosing where to put your money.

One platform, unlimited possibilities
M1 Sep. 4, 2018 One platform, unlimited possibilities

At M1 Finance, we know everyone manages their money differently. But back in 2016, we realized that while technology had made huge strides in the way people find information, navigate the globe, […]

The future of finance is free and so much more
M1 Aug. 30, 2018 The future of finance is free… and so much more

About 8 months ago, M1 announced we removed all fees to offer a free investing experience for our users. We made this choice for a few, straightforward reasons. As with every M1 […]

Illustration of money transfering from one wallet to another
Investing Jun. 28, 2018 In-kind transfers: How to move stocks from one brokerage to another

Switching brokerages? Cash transfers can be costly. Maintain your cost basis and avoid tax consequences with in-kind transfers.

M1 Borrow
M1 Jun. 18, 2018 Announcing M1’s newest feature: M1 Borrow

I love talking with our users and hearing how M1 helps with their personal finances. Whether it’s demystifying investing, making ownership of particular companies possible and enjoyable, or simply saving money on […]

M1 Finance: The Best ShareBuilder Alternative
M1 Jun. 15, 2018 M1 Finance: The Best ShareBuilder Alternative

Capital One Investing (previously ShareBuilder) has been bought by E-Trade, and as a result, all Capital One accounts will be transferred to E-Trade. This type of acquisition is hardly uncommon in the […]

Illustration of plot above people managing investments
Investing Jun. 6, 2018 Lump-Sum Investing vs. Dollar-Cost Averaging: The Pros and Cons

When it comes to your investments, what's the best strategy for you?

How to make financial New Year’s resolutions that stick
Wellness May. 23, 2018 How to make financial New Year’s resolutions that stick

Americans don’t particularly excel at setting and keeping New Year’s resolutions. Only around 40 percentparticipate in the tradition at all[1], and 80 percent of those who do abandon their resolutions by February[2]. Worse still, Americans […]

Planning
Guide to Budgeting
Photo of woman's hands typing at a laptop
Budgeting is an essential part of managing your money, but it involves more than a monthly breakdown of income and expenses. This guide explains how to update a current budget or establish one for the first time.
What you'll learn:
  • A breakdown of budgeting myths
  • Popular budgeting frameworks
  • How to build a personal budget
Wellness
Guide to Financial Wellness
Parents giving kids piggyback ride in the woods
Financial wellness is made up of your mindset, habits, values, and goals. In this guide, you'll explore effective and actionable ways to maintain a healthy financial life.
What you'll learn:
  • The foundations of financial wellness
  • What impacts your financial well-being
  • How to create goals and build healthy habits
Investing
Guide to Investing
Photo of a man at a desk on his phone and laptop
Long-term investing is one of the best ways to improve your financial wellness, build sustainable wealth, and create the future you want. Discover the fundamentals of investing in this guide.
What you'll learn:
  • Why and how to start investing
  • The various types of investments
  • How to build a maintain a diverse portfolio

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All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

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