OWNER’S REWARDS CARD
Earn or reinvest up to 10% cash back1
Work toward your long-term investing goals, even as you spend. The Owner’s Rewards card by M1 works seamlessly with your profile—so you can redeem or reinvest your cash back rewards as you see fit.
Not currently accepting applications.
Big brands. Big rewards.
Spend with the 20+ popular brands including grocery stores, fuel brands, restaurants and more to earn extra cash back.
Manage your card 
with M1 automation
It’s the only card that meshes seamlessly with your M1 profile. Automate your cash back rewards to reinvest in your M1 portfolio. Customize your payment schedule with your own rules. And reap bigger, better rewards with 20+ popular brands.
Your wallet’s slick 
investing sidekick
No annual card fee2
Enjoy big rewards without the yearly overhead.
Go contactless
Tap to pay or add to your digital wallet.
Simple integration
Manage, freeze and set automation rules for your card in M1.
Visa Signature® perks
Get added protection with Visa® Zero Liability.
The Owner’s Rewards Card by M1
1 2.5% – 10% Owner’s Rewards cash back is earned on qualifying purchases based on M1’s rewards tiers that can be found here. All Standard Reward purchases receive 1.5% cash back. Owners Rewards and Standard Rewards are subject to a maximum of $200 cash back in aggregate per calendar month. Exclusions may apply. See Rewards Terms for additional information and exclusions.
2 APR ranges from 19.49% - 29.49% based on creditworthiness of the applicant. APR will vary with the market based on the Prime Rate. There is no Annual Fee for the Owner’s Rewards Card. Rates as of November 2024.
