Whether it’s everyday purchases, your favorite subscriptions, or the occasional splurge, you could get big time cash back when you spend at select companies you hold in eligible M1 invest accounts. Then, you can automatically reinvest it into your Pie to keep building wealth with every swipe of your card. See the full list of tiers and brands below: 


AMC Theaters
DropBox Logo
Dollar General Logo
Lulu Lemon Logo
Netflix Logo
Peloton Logo
Stitch Fix Logo
Spotify Logo
Tesla Logo
Ulta Logo


American Airlines
Chewy Logo
Chipotle Logo
Delta Logo
Dominos Logo
Etsy Logo
Reverb Logo
FedEx Logo
GameStop Logo
Jetblue Logo
Southwest Logo
Mcdonald's logo
Converse Logo
Nike Logo
Purple Logo
Burger King logo
Popeyes logo
Tim Horton's logo
Starbucks Logo
Homegoods Logo
Homesense Logo
Marshalls Logo
Sierra Logo
TJ Maxx Logo
United Airlines logo
UPS Logo
Wayfair Logo
KFC logo
Pizza Hut logo
Taco Bell logo


Whole Foods
Best Buy
Comcast Logo with NBC peacock
Caviar logo
Doordash logo
Ebay logo
Home Depot logo
Lowe's logo
Lyft logo
AT&T Logo
Target logo
Sprint logo
T Mobile logo
Postmates logo
Uber logo
Uber Eats logo
Verizon logo
Duane Reade logo
Walgreens logo
Bonobos logo
Moosejaw logo
Sam's Club logo
Walmart logo


M1 is all about building wealth, all Owner’s Rewards Card users get a baseline 1.5% cash back on everything else.

Must own securities in a qualified M1 investment account as explained in M1’s Owner’s Rewards Terms & Conditions to be eligible for 2.5%, 5%, & 10% categories. Trust and custodial accounts are not eligible investment accounts. The terms and companies listed are subject to change. Securities shown should not be considered trade recommendations. You should assess your own investment risks prior to purchasing any securities shown. 

1.5%-10% credit card cash back rewards earned on eligible purchases subject to a maximum of $200 cash back per calendar month.

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M1 refers to M1 Holdings Inc., and its affiliates. M1 Holdings is a technology company offering a range of financial products and services through its wholly-owned, separate but affiliated operating subsidiaries, M1 Finance LLC and M1 Spend LLC.

M1 Plus is an annual membership that confers benefits for products and services offered by M1 Finance LLC and M1 Spend LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should learn more before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

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M1 is not a bank. M1 Spend checking accounts furnished by Lincoln Savings Bank, Member FDIC. M1 Visa® Debit Card is issued by Lincoln Savings Bank, Member FDIC.

Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank, a Utah-Chartered Industrial Bank, Member FDIC.

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