M1 Blog
The place to improve your financial well-being. Explore resources for investing, banking, borrowing, and spending like a long-term investor.
Why would a company choose to split its stock? Learn why stock splits happen and how it impacts shareholders.
One of our clients, Billy G., follows the FIRE framework—and he’s planning to retire at age 35. Discover how Billy and his wife use M1 to achieve their financial goals.Â
We often get the question, “Why did you name the company M1 Finance?” Well, there are three reasons. 1. M1 defines the platform we’re building…
It’s never too early to plan for retirement. This guide shares explanations, strategies, and inspiration to build a strategy fit for your retirement.
Financial well-being, or financial wellness, refers to your overall financial health. It includes things like habits, planning, mindset, and goals. The idea is that you have…
Investing for the long-term is one of the best ways to improve your financial wellness, build sustainable wealth, and create the future you want. This guide shares the ins and out of investing, building a portfolio, and more.
Whether creating your first budget or looking to refresh your methods, this guide shares strategies for setting and maintaining a budget.
Everybody likes to daydream. Some about retirement, an unforgettable vacation, or their perfect home. Whatever your dream is, you can do it! You just need…
When I logged onto LinkedIn earlier this week, I stumbled across a Wall Street Journal piece that profiled how younger generations of investors have been…
At M1, we are a company driven by our mission to empower people to improve their financial well-being. Regardless of who they are or what…
We’re excited to be recognized as a Chicago Tribune 2021 Top Workplace! Since there’s no awards show where our employees can get up and give…
Everyone likes a bargain, especially value investors. Value investing is a strategy that involves picking stocks that you believe are trading lower than their value….
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Disclosures
By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.
M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.
All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.
Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.
M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.
M1 is not a bank. M1 High-Yield Savings Accounts and Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.
M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member  FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.
Credit Card not available for US Territory Residents. Review Cardholder Agreement and Rewards Terms for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is Powered by Deserve and issued by Celtic Bank.
M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.
All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.
App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.
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