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Revolutionize your finances with M1’s innovative personal finance platform. Explore earning, investing, spending, and borrowing solutions.

A $2 billion announcement
September 9, 2020July 29, 2022 M1

A few years ago, we began our journey to building The Finance Super App. We had $0 on our platform, a small team, and big…
Apple, Tesla, and Stock Splits on M1
August 28, 2020March 30, 2022 M1

What is a stock split? A stock split is a change in the number of shares that are outstanding. It’s a decision typically made by…
Coming soon: not your typical finance newsletter
August 24, 2020March 30, 2022 M1

Greetings from our home offices! Welcome to the not-quite-first-edition-as-a-blog of “The Investor’s Mindset,” a monthly newsletter we’re launching to share new ideas, thoughts, and perspectives…
We’re moving our morning trade window
June 18, 2020March 30, 2022 M1

Starting on July 1, we’re moving our morning trade window from 10 a.m. ET to 9:30 a.m. ET. From now on, the window will coincide with the market open.
We raised $33 million!
June 10, 2020September 19, 2024 M1

Today, we are grateful to announce a $33 million Series B funding. This financing means more opportunities to fulfill our mission: to empower you to improve your financial well-being.
Hello, M1 Spend
June 8, 2020May 18, 2023 M1

M1 Spend is out of beta. It’s now a full-fledged, ready-to-be-kicked-out-of-the-beta-nest product.
A big Q1 for M1—and for some other brokerages you may have heard of, too
May 26, 2020June 18, 2025 M1

Some major online brokers saw big gains in accounts in the first quarter, including us. Check out how we did.
M1 Borrow improvements: You asked for them and we made them
May 11, 2020September 19, 2024 M1

Set schedules to borrow or pay back your loan automatically on a schedule that works for you. Plus, view your Borrow activity in Transfers, so you can now see all your M1 activity in one place.
Introducing the new M1 look
April 1, 2020March 30, 2022 M1

M1 has a new look: introducing dark mode, improved accessibility, streamlined workflows, and a cleaner interface.

Manage your money with M1

Invest, borrow, and spend on one intuitive platform. Customize your strategies, automate the big picture, and let The Finance Super App®️ take care of the day-to-day. M1 gives total control for your wealth today and tomorrow.

Screenshot of an M1 portfolio. There is a pie displaying the investment slices.

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Disclosures

By using this website, you accept our Terms of Use and Privacy Policy and acknowledge receipt of all disclosures in our Disclosure Library. All agreements are available in our Agreement Library. M1 relies on information from various sources believed to be reliable, including clients and third parties, but cannot guarantee the accuracy and completeness of that information.

M1 is a technology company offering a range of financial products and services. “M1” refers to M1 Holdings Inc., and its wholly-owned, separate affiliates M1 Finance LLC, M1 Spend LLC, and M1 Digital LLC.

All investing involves risk, including the risk of losing the money you invest. Past performance does not guarantee future performance. Using M1 Borrow’s margin account can add to these risks, and you should review our margin account risk disclosure before borrowing. Nothing in this informational site is an offer, solicitation of an offer, or advice to buy or sell any security and you are encouraged to consult your personal investment, legal, or tax advisors.

Brokerage products and services are not FDIC insured, no bank guarantee, and may lose value. Brokerage products and services are offered by M1 Finance LLC, an SEC registered broker-dealer, Member FINRA / SIPC.

M1 Finance, LLC does not charge commission, trading, or management fees for self-directed brokerage accounts. You may still be charged other fees such as M1’s platform fee, regulatory fees, account closure fees, or ADR fees. For a complete list of fees M1 may charge visit M1’s Fee Schedule.

M1 is not a bank. M1 High-Yield Savings Accounts and Personal Loans are furnished by B2 Bank NA, Member FDIC and Equal Opportunity Lender, and serviced by M1 Spend LLC, a wholly-owned operating subsidiary of M1 Holdings, Inc.

M1 High-Yield Cash Account(s) is an investment product offered by M1 Finance, LLC, an SEC registered broker-dealer, Member  FINRA / SIPC. M1 is not a bank and M1 High-Yield Cash Accounts are not a checking or savings account. The purpose of this account is to invest in securities, and an open M1 Investment account is required to participate in the M1 High-Yield Cash Account. All investing involves risk, including the risk of losing the money you invest.

The Owner’s Rewards Card by M1 is no longer accepting new applications. Review Cardholder Agreement for important information about the Owner’s Rewards Card by M1. The Owner’s Rewards Card by M1 is serviced by M1 Spend LLC, on behalf of M1 Credit Receivables LLC.

© Copyright 2025 M1 Spend LLC. All rights reserved.

M1 Digital LLC is a wholly separate affiliate of M1 Finance LLC, and neither are involved with the execution or custody of cryptocurrencies. Cryptocurrencies are not FDIC or SIPC insured. For relevant crypto disclosures and risks, visit Crypto Disclosures.

All product and company names are trademarks™ or registered® trademarks of their respective holders. Use of them does not imply any affiliation with or endorsement by them.

App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google LLC.

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